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  • section 110-D of the Motor Vehicles Act (hereinafter referred to as the Act)
  • section 95(2) of the Motor Vehicles Act.5.
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  • section 110-D of the Motor Vehicles Act (hereinafter referred to as the Act)
  • section 95(2) of the Motor Vehicles Act.5.
Smart Summary

Factual and Procedural Background

On 29 May 1970 at about 1:00 p.m., Asis Mukherjee (an accountant employed at United Bank of India, Bhubaneswar Branch) was riding a motorcycle from a side lane onto a main road (Sachivalaya Marg) with Raghu Swain as a pillion. An Ambassador car (registration ORP 2186) owned by Indersons Construction, Bhubaneswar, and insured with the Orissa Co‑operative Insurance Society Limited, was being driven on the main road. The motorcycle collided with the right side of the car at the intersection; Mukherjee sustained multiple injuries and died, while Raghu Swain survived with injuries.

Two independent claim cases were filed before the Motor Accidents Claims Tribunal (MACT), Puri: one by Mukherjee's widow and major son (claiming Rs. 100,000) and one by Raghu Swain (which became final and is not further discussed). The car owner and the insurer contested the claim. The MACT concluded contributory negligence by both parties, found no admissible evidence of rash and negligent driving by the car driver, and awarded the claimants Rs. 35,000 with 6% interest; the insurer's liability was limited under section 95(2) of the Motor Vehicles Act (as stated by the Tribunal).

The insurer and the car owner separately appealed to the High Court (Misc. Appeals Nos. 31 & 37 of 1973). A Single Judge (Panda, J.) allowed those appeals by judgment dated 18 July 1975, holding that the admitted facts showed rashness and negligence on the part of the motorcyclist, that contributory negligence had been wrongly applied by the Tribunal, and that Regulations 6 and 7 of the Tenth Schedule were misapplied; consequently the claim was dismissed.

The claimants (heirs of Mukherjee) brought two further appeals from that dismissal (Misc. Appeals Nos. 41 & 42 of 1975) — one against the insurer and one against the car owner — which were heard together and form the subject of the present opinion.

Legal Issues Presented

  1. Whether the Single Judge was correct in concluding that the motorcyclist was solely rash/negligent and in dismissing the claim (i.e., the proper application of contributory negligence principles).
  2. Whether Regulations 6 and 7 of the Tenth Schedule to the Motor Vehicles Act applied to the accident and, if not strictly applicable, whether their principles could be adopted to determine liability.
  3. Which party had the last opportunity to avoid the collision and how that affects apportionment of liability between the motorcyclist and the car driver.
  4. What is the correct quantum of compensation to be awarded to the heirs of the deceased?
  5. Whether the insurer's liability is limited under section 95(2) of the Motor Vehicles Act, or whether full liability arises under section 96 in respect of this private car.

Arguments of the Parties

Appellants' (Claimants') Arguments (as presented in the opinion)

  • Mr. R.C. Patnaik for the appellants argued that the Single Judge's finding that the motor cycle was being driven rashly and negligently was contrary to the evidence on record and could not be sustained if all documentary and oral evidence were viewed together.
  • He argued that Regulations 6 and 7 of the Tenth Schedule had no applicability to the facts of the case and that applying them introduced confusion into the decision.
  • He contended that legal principles applicable to such cases pointed to contributory negligence by both sides (as the MACT found), and that the car driver had the last opportunity to avoid the accident and bore greater responsibility than the motorcyclist.

Respondents' (Car Owner and Insurer) Arguments (as presented in the opinion)

  • The car owner alleged that the car was being driven cautiously and at a reasonable speed, while the motorcyclist was driving in a rash manner; the driver promptly arranged treatment and notified the police; therefore, the motorcyclist was solely responsible and the heirs were not entitled to compensation.
  • The insurer adopted the owner's plea that the motorcyclist drove rashly, argued that the car was driven with due care and caution, that the claimed amount was excessive, and further pleaded that the accident was not covered under the policy terms so the insurer had no liability.
  • Counsel for the owner and insurer defended the decision not to produce the driver as a witness by reasoning that examining an occupant reduced the need to examine the driver; that position was criticized in the opinion as unjustified and resulting in an adverse inference.

Table of Precedents Cited

Precedent Rule or Principle Cited For Application by the Court
Murugesam Pillai v. Guana Sambandha (A.I.R. 1917 P.C. 6) Parties' obligation to place the best evidence before the Court. The court relied on the principle that parties must produce best evidence and noted that withholding the car driver as a witness justified drawing an adverse inference against the car owner.
Hiralal v. Badkulal (A.I.R. 1953 S.C. 225) Again cited regarding obligation to bring forward best evidence. Used to support the proposition that, since the car driver (best witness) was not produced, adverse inference was appropriate.
Kasturilal v. Prabhakar The opinion references a series of authorities on comparative negligence/last opportunity without detailing the specific rule for each. The court stated it adopted the principles indicated in these decisions in concluding issues of speed, last opportunity and comparative fault.
Oli Mohamed v. Keith Murphy General principles on accidents, comparative responsibility and related themes (as grouped by the court). Referenced as part of a group of authorities whose principles the court adopted to reach its conclusion on responsibility and last opportunity.
Hussain v. Maiden (1970 A.C.J. 157) General authority cited among several on apportionment and last opportunity. Adopted in a general way to support the court's conclusions on the respective responsibilities of the parties.
State of Kerala v. Damodaran (1970 A.C.J. 411) One of the authorities cited collectively on the topic of road-user responsibilities. Cited as reinforcing the court's approach to adopt the principles from these authorities rather than discussing them at length.
Jaswant Kaur v. Ratti Ram (1971 A.C.J. 31) Included in the series of cases concerning applicable principles in motor accident disputes. Referred to as part of the body of authorities whose principles the court adopted to conclude both vehicles were at reasonable speed and on last opportunity.
Dull Chand v. Delhi Administration (1976 A.C.J. 125) Part of the series of authorities cited regarding comparative negligence/last opportunity. Referenced collectively; court indicated it was unnecessary to refer at length and adopted their principles.
Delhi Transport Corporation v. Shabir Ahmed (1972 A.C.J. 465) Another authority in the grouped citations on accident liability principles. Adopted in general to support conclusions about reasonable speeds and last opportunity doctrine.
Sabita Pati v. Rameshwar Singh (1973 A.C.J. 319) Principles and methods for calculating quantum/compensation. The court accepted the appellants' contention that the Tribunal's method was not systematic and noted that, if Sabita Pati principles had been applied, a higher quantum might have been worked out; the court nonetheless fixed a different apportionment and quantum in this case.

Court's Reasoning and Analysis

The court's analysis proceeded as follows, adhering strictly to the evidence and law as set out in the opinion:

  1. Site and statutory framework: The accident occurred on Sachivalaya Marg (about 42 feet wide). The court determined that Regulations 6 and 7 of the Tenth Schedule do not strictly apply because no formal notification or traffic signs designating the road as a "main road" under section 77 had been shown. Nevertheless, the general principles embodied in those Regulations were available for guidance.
  2. Evidence assessment: The court reviewed oral testimony from P.W.2 (disinterested witness), P.W.3 (surviving pillion, Raghu Swain), and O.P.W.1 (occupant of the car). The court found P.W.2 and P.W.3 consistent that the motorcyclist slowed, signalled, and entered the main road; P.W.3 could not see the approaching car but described it as coming "very suddenly." O.P.W.1's testimony (an occupant) was found unhelpful because he could not give the car's speed, was unsure about horn-blowing, and admitted inability to observe the driver's handling. The driver of the car, who was the best witness on key points, had not been produced; the court held that withholding the driver justified drawing an adverse inference.
  3. Visibility and speed: There was clear evidence the main road was free, straight and visibility was not impaired, and the only vehicles in the vicinity were the two involved. There was no clear evidence either way on exact speeds, but evidence showed the car stopped within a few feet after the collision, supporting an inference that it was not at an unusual speed.
  4. Applicability of Regulations and last opportunity: While Regulations 6 & 7 did not strictly apply, their principles were instructive: drivers approaching intersections must slow and not enter unless safe (Reg. 6), and preference rules exist for main roads/right-hand approach (Reg. 7). However the court emphasized the "last opportunity" doctrine: even if a vehicle has right of way, the driver who has the last effective chance to avoid a collision must take it. Given the relative steadiness and braking ability of a car versus a motorcycle, the court concluded the car driver had the last opportunity to avoid the accident and failed to do so.
  5. Apportionment of responsibility: On the totality of evidence, the court concluded both vehicles were being driven at reasonable speeds and both parties bore responsibility, but the motorcyclist was more to blame. The court apportioned responsibility as 60% to the motorcyclist and 40% to the car driver.
  6. Quantum: The MACT had awarded Rs. 35,000 based on a particular approach to future earnings and reductions for contributory negligence and uncertainties. The court acknowledged that, had the Tribunal applied the approach in Sabita Pati consistently, the amount might have been higher (Rs. 85,000–90,000 by strict computation in the court's view), but because of the apportionment (60:40) and other considerations, the court fixed the claimants' net compensation at Rs. 30,000.
  7. Insurer liability and statutory provisions: The court held that since this is a private car, there is no limit fixed for insurer's liability under section 95(2) in the instant context; liability arises under section 96 and the insurer was liable to satisfy the entire compensation amount fixed by the court.
  8. Relief and ancillary directions: The court directed the insurer to pay the Rs. 30,000 within three months, awarded interest at 6% per annum from the date of the Tribunal's decision until three months hence, and if unpaid thereafter interest at 9% should accrue. The appellants were entitled to costs and the hearing fee (Rs. 300) was to be borne by the insurer.

Holding and Implications

Core Ruling: Both appeals by the insurer and car owner were allowed in part and the claimants (heirs of Asis Mukherjee) were awarded compensation in the amount of Rs. 30,000 in total, to be paid by the respondent‑insurer.

Implications and direct consequences (as explicitly stated in the opinion):

  • The insurer is directed to satisfy the award of Rs. 30,000 within three months from the date of the judgment.
  • Interest at six per cent per annum is awarded on the sum of Rs. 30,000 from the date of the Tribunal's decision until three months from the date of the present judgment; if not paid within three months, further interest shall accrue at nine per cent per annum thereafter.
  • The appellants are entitled to costs; the hearing fee of Rs. 300 is fixed and is to be paid by the insurer.
  • The court apportioned responsibility for the accident at 60% to the motorcyclist and 40% to the motor car driver; this apportionment informed the award but the court determined the insurer (under section 96) must satisfy the award for the private car.

Note: The court stated that while Regulations 6 and 7 of the Tenth Schedule did not strictly apply (no formal notification/designation shown under section 77), their principles were of general character and could be adopted to determine respective liabilities. The judgment does not create a novel statutory principle; rather it applies established evidentiary and doctrinal principles (including the last‑opportunity doctrine) to the facts before it.

    Maya Mukherjee And Others v. The Orissa Co-Operative Insurance Society Ltd. (Now New India Assurance Co. Ltd.) .

    R.N Misra, J.:— At about 1-00 p.m on 29-5-1970, one Asis Mukherjee, then employed as an Accountant of the United Bank of India, Bhubaneswar Branch, while proceeding on a motor cycle to office from his residence emerged from a side lane into the main road in Unit No. Ill of New Capital area of Bhubaneswar running by the side of the then Chief Minister's Official residence and one Raghu Swain was being carried on the back side of the said motor cycle. At that time on the main road running from the railway station to the Secretariat and passing in front of the then Chief Minister's Official residence, an Ambassador car bearing registration No. ORP 2186 of Indersons Construction, Bhubaneswar, was being driven by its driver in which O.P.W 1 Abhoy Charan Mohanty, an employee of the owner of the vehicle, was the sole occupant. At the inter section of the roads towards the extreme left, the motor cycle dashed against the right side of the motor car as a result of which Mukherjee sustained multiple injuries and ultimately succumbed and Swain suffered injuries but survived. The motor car had been insured with the Orissa Co-operative Insurance Society Limited as required by the Motor Vehicles Act.

    2. To independent claim cases were filed before the Motor Accidents Claims Tribunal, Puri—one by the widow and the major son of Mukherjee and the other by Raghu Swain. Raghu Swain's claim case has already become final and we shall not refer to it any more. In the claim case by Mukerjee's heirs, compensation of rupees one lakh was claimed, on the plea that the entire blame for the unfortunate event lay on the shoulders of the driver of the motor vehicle and the sudden death of Mukherjee had brought about loss to the family to that extent. Both the owner of the motor car as also the insurer entered contest. The owner of the vehicle alleged that the car was being driven very cautiously and at a reasonable speed while the motor cycle was being driven in a rash way. The driver of the car took prompt steps for the treatment of the deceased and the other person and informed the Police-station with equal promptitude about the incident. As Mukherjee was solely responsible for his own death, his heirs are not entitled to lay any claim for compensation.

    3. The insurer adopted the plea of the car owner in so far as the plea regarding rash and negligent driving of the motor cycle was concerned and pleaded that the motor car was being driven with due care and caution. It was further pleaded that nothing was due and if the claim was at all to succeed, the amount demanded was arbitrarily excessive. It was further pleaded that the accident was not covered under the terms of the policy and, therefore, the insurer had no liability.

    4. On the side of the claimants, four witnesses in all were examined while the insurer and the car owner examined one witness each. The Motor Accidents Claims Tribunal came to hold that (i) the accident took place on account of negligence of both the motor-cyclist and the car driver and, therefore, the doctrine of contributory negligence was applicable; (ii) there was no acceptable evidence that the motor car was being driven rashly and negligently at the time of the accident; (iii) the claimants were entitled to compensation of Rs. 35,000/- and (iv) the claimants were entitled to interest at six per cent on the said amount from the date of decision till the date of recovery and liability of the insurer was limited to the extent provided under section 95(2) of the Motor Vehicles Act.

    5. Two appeals (Miscellaneous Appeal No. 31 of 1973 by the insurer and Miscellaneous Appeal No. 37 of 1973 by the car owner) were carried to this Court under section 110-D of the Motor Vehicles Act (hereinafter referred to as the ‘Act’) and both these appeals alongwith two other appeals relating to the claim of Raghu Swain and others were disposed of by a common judgment dated 18th of July, 1975 by our learned brother Panda, J. The learned Judge came to the conclusion that the admitted facts indicated rashness and negligence on the part of the motor cyclist. The theory of contributory negligence was wrongly applied by the Tribunal to the facts of the case. Regulations 6 and 7 of the Tenth Schedule of the Act were mis-interpreted and mis-applied to the facts of the Case, as found by the learned Judge. On the said analysis, it was concluded that the claim for compensation was not maintainable and, therefore, the claim case was liable to be dismissed. He accordingly allowed the appeals and directed dismissal of the claim case. Cross-appeals filed by the claimants against the quantum of compensation naturally were also dismissed.

    6. These two appeals have been carried by the claimants against the aforesaid decision of our learned brother and Miscellaneous Appeal No. 41 of 1975 is directed against the insurer while Miscellaneous Appeal No. 42 of 1975 is against the owner of the motor car. Both the appeals have been heard together and shall now be disposed of by a common judgment.

    7. Mr. R.C Patnaik for the appellants argues:

    (1) The conclusion of the learned Single Judge that the motor cycle was being driven rashly and negligently is contrary to the evidence on record and if a sum total view had been taken of both the documentary and oral evidence, such a conclusion could not have been reached.

    (2) Regulations 6 and 7 of the tenth schedule of the Act have no applicability at all and confusion has been introduced into the decision by applying the same for reaching a decision in the case.

    (3) The legal principles applicable to the facts of a case of this type would clearly lead to the conclusion that there was contributory negligence on the part of both sides as found by the Tribunal; the car driver was a person who had the last opportunity to avoid the accident and that in causing of the accident, the car driver had greater responsibility than the motor cyclist.

    8. Before we examine these contentions, it may be clarified that the accident did not take place on the Rajpath. On verification of records and other Government publications, we are satisfied that Rajpath is the name of the road which originates from the Fire Station of Bhubaneswar and runs up to the Raj Bhavan. The road on which the accident took place, as already indicated, runs from the new Bhubaneswar Railway Station to the Secretariat and is known as the Sachivalaya Marg. There is no dispute that the Sachivalaya Marg at the place of the accident was about 42 feet in width. At the intersection the entire road was pitched while ordinarily it had a 10 feet margin on both sides of morrum and the in-between portion was pitch. We may further pointout at this stage that the Regulations in the Tenth Schedule have no direct application, in as much as section 77 prescribes that:

    “A State Government or any authority authorised in this behalf by the State Government may, by notification in the Official Gazette or by the erection at suitable places of the appropriate traffic sign referred to in part A of the Ninth Schedule, designate certain roads as main roads for the purposes of the regulations contained in the Tenth Schedule.”

    9. No notification has been placed on the record nor is there any evidence to show that by erection of appropriate traffic signs at suitable places the Sachivalaya Marg had been designated as a main road. Yet, indisputably, the Sachivalaya Marg was a wider road than the side road from which the motor-cyclist emerged at the time of accident. There is clear evidence that at the time when the accident took place, the road was free and apart from the two vehicles which collided there was no other vehicle within the intersection or within the range of vision. The road was also not crowded and, therefore, it must be assumed that the driver of each of the vehicles was able to see the other approaching the intersection.

    10. Though the Tenth Schedule as such does not apply, undoubtedly the Regulations incorporated therein are of general character and are usually adopted by users of the road and, therefore, the provisions can be taken into consideration for determining the respective liabilities of the parties.

    11. The oral evidence in regard to the accident comes from P.W 2. R.N Chatterjee and P.W 3 Raghu Swain on the side of the claimants and O.P.W 1 Abhoy Charan Mohanty examined by the car owner. P.W 2 was an employee of the Text Book Press and his duty hours were from 2 p.m to 10 p.m Between 12 noon and 1 p.m he was proceeding on the side road on a cycle up to the market building to fetch his watch. In his own evidence he has stated:

    “…The accident took place near the official residence of the Chief Minister. The deceased and another old man came on the motor cycle to the main road from the by-lane from the north side and the car came on the main road from the eastern side. The breadth of the road was 40 feet. The deceased and another were crossing the main road and by the time it reached the southern side, the accident took place. The motor-cyclist slowed down the speed and crossed the road. I did not hear the horn of the car. The accident took place at about noon. The road was not congested then. The front part of the car dashed against the middle part of the motor cycle. The motor cyclist Asis Mukherjee and another were injured badly. The motor cycle gave signal to cross the road….

    …The car dashed against the motor cycle on the pitch portion of the road…” P.W 3, the surviving victim of the accident has stated:

    “…We were coming from a by-lane to the main road. The accident took place on the main road on its southern side. The speed of the motor cycle was slowed down when we entered into the main road. Asis Babu moved his right hand in a straight way which touched my thigh… I did not hear the horn of the car… The car dashed against the motor cycle at its middle…

    As I was sitting behind Asis Babu, I could not see when the Ambassador car approached us. I also cannot say as to what was the speed of the motor car when it approached us, but it came very suddenly and our vehicle got dashed by that car from behind….

    …At the time of the accident, there were no other persons present on the road…”

    12. O.P.W 1, as already noticed, was an occupant of the unfortunate car. He has stated:

    “On the main road we were coming from the west to east (it seems to be a mistake. The vehicle was proceeding from east to west). At the place of the accident, the width of the road is about 40 feet. I have no idea about the mechanism of the car or technical rules of car driving… As I was sitting on the back seat, I was not able to see as to how the driver was handling. At the place of accident, the road was straight and it is more than one furlong away from the station square. The distance of the Assembly House from station square is about three furlongs.

    At the time of accident, the road was free and except the two vehicles, there were no other vehicles I. do not know as to whether we blew the horn at the sight of the motor cycle or prior to that I. first noticed the motor cycle after it had dashed our car. I have not marked the indicator or the speedmeter of our car…….

    The driver who was driving the car is alive and he is now in our service…”

    13. As between the two sets of witnesses, the evidence of O.P.W 1 does not appear to be at all useful on the material point. On his own admission, he is not able to give the speed of the car. He was not alive to the surrounding and after the accident took place he became aware of the motor cycle having entered into the intersection. He is also not sure about the blowing of the horn. The driver of the car admittedly would have been the most competent witness to offer an account of the entire incident. Mr. S. Patnaik for the owner of the vehicle contended that when an occupant of the vehicle had been examined, there was little need for examining the driver. A. similar contention had been advanced by counsel for the insurer. As we have pointed out, O.P.W 1 was not a competent witness and has feigned knowlege on all material aspects. Therefore, examination of such a witness and with holding of the driver of the motor car is not at all a justifiable stand. The Tribunal was called upon to find out whether the car or to the motor cycle was being driven rashly and negligently and parties had joined issue on the point. When such was the question to be determined by the Tribunal, it certainly was the duty of both parties to place the best evidence before the Tribunal to establish their respective stands. It is too well settled to be repeated at any length that parties owe an obligation to place the best evidence before the Court and are not entitled to lie by relying upon the burden of proof. See Murugesam Pillai v. Guana Sambandha . A.I.R 1917 P.C 6. and Hiralal v. Badkulal . A.I.R 1953 S.C 225.. To determine the question as to who contributed to the happening of the accident, it became relevant to ascertain who was driving his vehicle negligently and rashly and in case both were, who was more responsible for the position and who of the two had the last opportunity to avoid the incident. For a determination of these questions, as to when the respective drivers saw each other for the first time as they were heading to the inter-section; the speed of the respective vehicles; the blowing of the horn; steps taken to control the respective vehicles; care and caution exercised for avoiding the collision etcetera are material features. The motor-cyclist on account of death is not available. The motor car driver though available has been with held. In these circumstances, the explanation offered by Mr. S. Patnaik for the owner of the motor car, is not at all appropriate and for withholding of the driver of the motor car, adverse inference is drawable and should have been drawn by the Tribunal as also the learned Single Judge while proceeding to determine mutual responsibility for the incident.

    14. On the oral evidence of both sides it can safely be concluded that the main road was free and visibility was not impaired in any manner. The main road is a straight one as would appear from the evidence. Therefore, as soon as the motor-cyclist entered into the intersection, he must have attracted the attention of the motor car driver. Similarly, no sooner the motor cyclist emerged into the main road, he must have been cognisant of the approaching car. P.W 2 is a disinterested witness. He has categorically stated that as Mukherjee entered into the main road, he signified his intention of crossing the road. If the driver of the motor car had appeared to deny this fact, the position may have been different. In view of the evidence of P.W 2 corroborated by P.W 3 who admittedly was on the back side of the motor cycle, the fact that Mukherjee had signalled must be taken to have been proved. In view of our finding that visibility was clear, it must also be assumed that the driver had been aware of Mukherjee's intention of crossing the road. Mukherjee had slowed down the motor cycle when it entered into the intersection as per the evidence of P.Ws 2 and 3. There is no clear evidence as to what was the speed of the motor cycle when it dashed against the car nor is there also any direct evidence to show the speed of the motor car at that point of time. There is evidence, however that the motor vehicle stopped within a few feet after the accident. From that fact it can be assumed that the motor car was also not at any unusual speed.

    15. What would really be rashness would depend upon varying circumstances. An open straight road and a narrow crowded street would require different standards. While on a narrow, congested road, walking speed for an automobile may even be objectionable speed, on an open and free road, a cruising speed of 40 miles per hour may even be permissible. An open road near a school where children are likely to cross would require greater attention and care on the part of the driver while driving. The possibility of approach of a vehicle at a blind turning would require exercise of caution and an intersection by its very nature would put a driver to notice that from the cross-road a vehicle may suddenly appear. Regulation 6 of the Tenth Schedule of the Act, therefore, provides that:

    “The driver of a motor vehicle shall slow down when approaching a road intersection, a road junction or a corner, and shall not enter any such intersection or junction until he has become aware that he may do so without endangering the safety of persons thereon.”

    16. The effect of this Regulation is that the driver of the vehicle on the main road as also the side road at the intersection is required to exercise due care and is enjoined upon not entering into the intersection until he has been able to take stock of the situation. When a vehicle on the main road and another from a side road have appeared in the intersection and have taken due care and caution as required under Regulation 6, Regulation 7 provides that the vehicle on the main road will have precedence. When both the roads are main roads, the traffic approaching the intersection on the right of the person driving on the main road has precedence. As we have already observed, the Regulations strictly do not apply, but the principles can be adopted.

    17. On the evidence, as it appears, it would follow that the car and the motor cycle were not being driven at any high speed at the material point of time. In view of the clear evidence that the road was free, we would assume that both the drivers of the respective vehicles had seen each other at the intersection before the collision took place. Between a motor cycle and a car, indisputably the car is a steadier vehicle and can be brought to a halt in a more effective way with sudden brakes than a motor cycle. When the driver of the car must have seen that the motor cyclist was proceeding to cross the road in its entire width and was not prepared to give preference to the motor car, he should have applied his brakes and brought his vehicle to a sudden stop before it really entered into the intersection. The intersection at the point of accident is of a narrow width corresponding to the width of the side road which does not seem to be more than 15 to 20 feet at the best.

    18. The rule of precedence provided in Regulation 7 cannot be invoked in its strict sense when the motor car driver finds a motor-cyclist trying to cross the intersection without accommodating the car to pass. It is here that the doctrine of ‘last opportunity’ arises. Between the two, as we have already indicated, the motor driver had the last opportunity which he could have effectively exercised and in case he did, the accident could have been averted.

    19. Series of authorities were cited by learned counsel for both sides. See Kasturilal v. Prabhakar; Oli Mohamed v. Keith Murphy; Hussain v. Maiden . 1970 A.C.J 157.; State of Kerala v. Damodaran . 1970 A.C.J 411.; Jaswant Kaur v. Ratti Ram . 1971 A.C.J 31.; Dull Chand v. Delhi Administration . 1976 A.C.J 125.; and Delhi Transport Corporation… v. Shabir Ahmed…. . 1972 A.C.J 465.. It is unnecessary to refer these decisions at length. In fact, what we have said above is by more or less adopting the principles indicated in those decisions. We will accordingly conclude by saying that both the motor cycle and the motor car were being driven at reasonable speed; at the intersection, the motor car had precedence of crossing, but when the motorcyclist appeared too close, the motor car had the last opportunity of avoiding the collision and the driver of the motor car failed to do so which led to the accident.

    20. We have already said that the Tenth Schedule of the Act does not apply in the strict sense but the principles thereof are available to be adopted for testing the correctness of the respective stands of the parties. It unnecessary to delve into the matter any further.

    21. Next comes the question of quantum of compensation. As already noticed, the Claims Tribunal had allowed Rs. 35,000/-. Aggrieved by the quantification, claimants had preferred cross-appeals in this Court. In the view the learned Single Judge took of the matter, there was no occasion to examine the tenability of the cross-appeals. Now that the claimants are in appeal, they reiterate their contention that the quantum of compensation is low.

    22. At the time Mukherjee died, he was an Accountant drawing a salary of Rs. 661/- per month. Mukherjee had fourteen and half years of service up to superannuation. There is evidence to show that Mukherjee would have soon been promoted to the higher rank with additional salary. The Claims Tribunal took a sum total view of the matter and was of the opinion that Mukherjee must have been contributing at the rate of Rs. 600/- per month to the family. It took into account that the period he was to be in service was fourteen and half years and by that process found that the total loss to the family would have been around eighty thousand rupees. The Tribunal slashed it down by Rs. 5,000/- and applying the principle of contributory negligence came to hold that the claimants were entitled to Rs. 37,500/-. Considering the other uncertainties which enter into the matter of determining a claim in futurity, the Tribunal further slashed the amount by Rs. 2,500/- and gave an award for Rs. 35,000/-.

    23. There may be some force in the contention of Mr. Patnaik for the claimants that the Tribunal has not worked in a very systematic manner and if principles had been properly applied as in the case of Sabita Pati v. Rameshwar Singh . 1973 A.C.J 319., the quantum of compensation may have been more. We are not inclined to reject such a contention. Meticulously examined, the entire compensation may have had worked out at Rs. 85,000/- to Rs. 90,000/-. We have, however, already found that the driver of the motor car had the right of way and the motor cyclist had a greater responsibility for the commission of the collision. Roads have been laid for use of all and in order that the right of use may be made available to all, priorities have been fixed so that there may be no collision while each one would exercise his right of way. The motor car is certainly a quicker vehicle and was passing on the main road. The motorcyclist should have waited to allow the motor car to pass. Mukherjee seems to have been an imprudent motor-cyclist. But as we have already said, the motor car driver cannot stand on his right of way when he has the last opportunity of avoiding the accident. It is in these circumstances, that we have to apportion the responsibility for the accident, because the apportionment would ultimately reflect in the quantification of the compensation. We think it reasonable to hold that the motor cyclist is more to blame than the motor car driver and the ratio of responsibility may appropriately be fixed at 60 per cent for the motor-cyclist and at 40 per cent for the car driver. On the basis that the entire compensation would be Rs. 75,000/- (we have not disturbed the amount) the compensation admissible to the motor-cyclist would be Rs. 30,000/-. Accordingly compensation payable to the heirs (claimants) of Mukherjee should be fixed at thirty thousand rupees net. The need for the car owner to have come in appeal, as Mr. S. Patnaik, his counsel, has told us was the Tribunal's confusion about the legal position regarding liability of the insurer. This is a private car and there is no limit fixed for the insurer's liability under section 95(2) of the Act. The liability of the insurer arises out of provisions contained in section 96 of the Act and in the instant case, the liability is to the tune of the entire compensation. We would accordingly hold that the entire compensation of rupees thirty thousand has to be paid by the insurer.

    24. The net result, therefore, is that both the appeals are allowed, the claimants appellants are found entited to compensation of rupees thirty thousand in all and the respondent-insurer is directed to satisfy the said claim within three months from to-day. The claimants shall be entitled to interest at the rate of six per cent per annum as awarded by the Tribunal on the sum of rupees thirty thousand from the date of Tribunal's decision till three months hence and in case the amount remains unsatisfied, further interest thereafter should accrue at nine per cent. The appellants shall be entitled to cost. Hearing fee is assessed at rupees three hundred to be borne by the insurer only.

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    Maya Mukherjee And O... v. The Orissa Co-Operat...
    (Jul 1, 1976)