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Judgment Summary — R.B. Misra, J.

Factual and Procedural Background

On 24 February 1970 at about 5:00 a.m., on Varanasi–Mirzapur Road near Dum Duma-Ka Sewan (Chunar, Mirzapur), a collision occurred between bus No. U.P.L. 805 (carrying a marriage party from Gorakhpur) and truck No. U.P.L. 5384. As a result, three persons who had boarded the bus died (two on the spot and one later in hospital), three were injured, and one person who had been on the truck was crushed to death (no claim was made on that person's behalf).

Six claim petitions were filed by heirs of the deceased and by the injured persons seeking compensation under various heads (pain and suffering, loss of amenities, loss of expectation of life, out-of-pocket/medical and funeral expenses, loss of income/business). The truck owner was C.L. Chetwani (insured with Northern India General Insurance Co. Ltd.) and the bus owner was Ram Adhin Singh (insured with Ruby General Insurance Co. Ltd.). The bus was, at the relevant time, under a hire-purchase agreement with Hindustan Motor Corporation Limited and had a Form C endorsement.

The Claims Tribunal, after examining the record, held that the accident was due to negligence of the drivers of both vehicles, treated the owners as liable (observing that the bus owner was deemed the owner under section 2(19) of the Motor Vehicles Act despite the hire-purchase agreement) and assessed compensation for each claimant (award dated 8 February 1975). Multiple appeals followed: six appeals by the Northern India General Insurance Co. Ltd., six by the bus owner (Ram Adhin Singh), and six by the truck owner (C.L. Chetwani). The claimants filed cross-objections to the appeals.

Legal Issues Presented

  1. Whether the accident arose from negligence by the drivers of the bus and the truck and whether liability should be apportioned between owners (i.e., whether apportionment of negligence between the drivers was necessary).
  2. Whether the Claims Tribunal's quantum of compensation was excessive or deficient (i.e., correctness of the Tribunal's assessment of damages).
  3. Whether the Tribunal should have awarded interest under section 110-CC of the Motor Vehicles Act or whether refusal to award interest vitiates the award.
  4. Whether the hire-purchase status and Form C endorsement meant the bus owner lacked liability or that the Claims Tribunal lacked jurisdiction to award compensation against him.
  5. Whether section 94 of the Motor Vehicles Act limited the claimants' ability to claim directly against the truck owner (i.e., whether passengers in the bus are third parties vis-à-vis the truck owner and whether recovery against the truck owner is limited accordingly).
  6. Whether the claims were defective for non-joinder of drivers or for improper presentation (as alleged by the truck owner).
  7. Whether cross-objections by claimants seeking higher compensation were maintainable and whether they should succeed on the merits (including claims of business/income loss).

Arguments of the Parties

Bus Owner (Ram Adhin Singh) — Primary Arguments

  • Contended the accident occurred due to negligence of the truck driver and not the bus driver; the bus driver was not negligent.
  • Argued the bus was under a hire-purchase agreement with Hindustan Motor Corporation Ltd., with a Form C endorsement, and that the Claims Tribunal had no jurisdiction to award compensation against him.
  • Contended the bus was fit and covered by a valid fitness certificate; alleged non-joinder of necessary parties rendered claims bad.
  • Asserted that the bus was insured as a stage carriage but was being used as a contract carriage and thus insurers/owner were not liable in the asserted manner.
  • Counsel limited contest to two specific appeals (F.A.F.O Nos. 167 and 168) and did not press four other appeals.

Truck Owner (C.L. Chetwani) — Primary Arguments

  • Resisted claims on the ground that petitions were not properly presented and were defective because drivers were not made parties.
  • Denied that the accident arose from negligence or rashness of his driver; asserted the claims were excessive and he was not liable to pay compensation.
  • Argued that the truck owner had no duty to the passengers in the bus and that the truck owner could only be liable for direct and immediate consequences of his wrongful act (relying on tort texts and authorities distinguishing independent negligent acts).

Northern India General Insurance Co. Ltd. (Insurer of the Truck) — Primary Arguments

  • Contended, invoking section 94 of the Motor Vehicles Act, that the deceased and injured (passengers) were third persons vis-à-vis the bus owner but could not be third persons vis-à-vis the truck; therefore, the only person who could claim against the truck owner was the bus owner (and the maximum recoverable from the truck owner by the bus owner would be Rs. 20,000/- under the truck's policy).

Counsel for Bus Owner on section 94 — Reply

  • Argued that section 94 does not create or define liability between vehicle owners; instead it deals with the requirement of insurance policy and does not affect the substantive liability of owners to third parties.

Claimants (and their Counsel) — Primary Arguments

  • Claimed compensation under various heads in amounts specified in the petitions (mental shock, pain and suffering, loss of amenities, loss of expectation of life, out-of-pocket and medical/funeral expenses, and loss of income/business).
  • On cross-objections, contended that the compensation fixed by the Tribunal was unduly low and that they were entitled to larger awards (including specific contentions about loss of business/income in some claims).

Table of Precedents Cited

Precedent Rule or Principle Cited For Application by the Court
Prasani Devi v. State of Haryana (1973 A.C.J. 531) When both drivers are composite/joint tort-feasors, the owner's liability may extend to the whole award, leaving contribution issues to that owner. Cited to support the proposition that where both drivers are negligent, it is not necessary to apportion precise degrees of negligence at the claimants' stage; the responsible owners can be held liable and may seek contribution among themselves.
Sushila Rani Sharma v. Som Nath (1974 A.C.J. 505) Where more than one person is concerned in committing the wrong, each wrongdoer is potentially liable for the whole damage; apportionment among wrongdoers is not a prerequisite for claimant's recovery. Relied upon to conclude apportionment between drivers was unnecessary and that the Tribunal's decision to fix joint liability (and to apportion responsibility half-and-half) was sound.
Subhakar Sridhar Shastry v. Mysore State Road Transport Corporation In contributory negligence, liability may be apportioned between parties (example cited of half-and-half apportionment where appropriate). Used to support the Tribunal's approach of apportioning liability between bus and truck owners (the Court upheld the Tribunal's half-and-half allocation).
Subhash Chander v. State of Haryana Example of apportionment of liability at half-and-half where contributory negligence found. Served as corroborative authority for the apportionment approach adopted by the Tribunal and sustained by this Court.
Gobald Motor Service Ltd. v. R.M.K. Veluswami (A.I.R. 1962 S.C. 1) Factors for determining compensation in fatal accident claims; pecuniary loss to dependants must be estimated balancing loss and any pecuniary advantage; burden on plaintiffs to establish loss; appellate interference limited without compelling reasons. Cited to emphasize the correct legal approach to quantum of compensation and to justify non-interference with Tribunal's assessment made on evidence and estimation of imponderables.
C.K. Subramonia Iyer v. T. Kunhikuttan Nair (1970 A.C.J. 110) Principles under section 1-A (Fatal Accidents Act): damages limited strictly to pecuniary loss; no uniform rule for measuring value of human life; life expectancy and personal circumstances are important; exclude speculative elements. Relied upon to underscore limits and method for assessing compensation; used to uphold Tribunal's fact-based assessment of pecuniary loss.
Smt. Neelima Arora v. Union of India Reiterated that assessment of damages varies case by case, with key factors being age and expectation of working life; no fixed standard for many elements. Cited to support the Court's view that Tribunal's individualized assessment was appropriate and should not be disturbed absent compelling reasons.
Deoki Devi Tiwari v. Raghunath Sahai Chatrath Applied Pollock's rule: where negligent acts of two or more independent persons jointly cause damage, the injured party may sue all or any one; it is not the injured party's concern whether there is contribution/indemnity among wrongdoers. Relied upon to reject the truck owner's contention that the truck could not be held jointly liable and to support the principle that the claimant can sue either or both negligent parties.
Manjula Devi Bhutta v. Manjushri Raha; United India Fire & General Insurance Co. Ltd. v. Sayar Kanwar Applied the principle that where both drivers are negligent, both may be held liable (composite negligence); claimant may sue either or both. Used as additional authority affirming the Tribunal's finding of joint/compound negligence and the consequent liability of both owners.

Court's Reasoning and Analysis

The Court proceeded by examining the record and the arguments raised in the appeals and cross-objections and applied the following reasoning, strictly as reflected in the opinion:

  1. Primary factual finding: The Claims Tribunal had recorded a clear finding that the accident arose because of negligence of the drivers of both the bus and the truck. The Court accepted this factual finding on the basis of the materials and circumstances on record.
  2. Apportionment of liability: Counsel for the bus owner urged that apportionment of the degree of negligence should have been undertaken. The Court reviewed authorities (Prasani Devi, Sushila Rani Sharma, Subhakar Sridhar Shastry, Subhash Chander) and concluded it was unnecessary to apportion the precise degrees of negligence between drivers; where both drivers are negligent and are joint tort-feasors, the wronged party may recover against either or both and the Tribunal's approach of allocating liability (half-and-half) was supported by precedent and proper in the circumstances.
  3. Speed and evidence: The truck owner argued the bus was at high speed and solely responsible. The Court observed that witness statements that the bus was driven "at high speed" were not quantified; in the absence of specific evidence as to exact speed or how that alone established sole negligence, it was not warranted to hold only the bus driver liable.
  4. Liability despite hire-purchase: Although the bus was under a hire-purchase agreement and carried a Form C endorsement, the Tribunal (and the Court) treated Ram Adhin Singh as the owner for purposes of liability by reference to section 2(19) of the Motor Vehicles Act; the Court accepted the Tribunal’s conclusion that the hire-purchase agreement did not absolve the bus owner of liability.
  5. Section 94 argument (insurer's contention): The insurer of the truck contended section 94 limited claims such that passengers in the bus could not claim directly against the truck owner. The Court agreed with the bus owner's reply: section 94 regulates the requirement of insurance policies but does not by itself create or define the substantive liability between owners and third parties. Accordingly, the insurer's contention based on section 94 was rejected.
  6. Quantum of compensation: The Court applied principles from Gobald Motor Service and C.K. Subramonia Iyer (and related authority) emphasizing that assessment of pecuniary loss involves imponderables and case-specific estimations. The Tribunal had assessed compensation on the basis of the evidence before it; the Court found no compelling reason to disturb the Tribunal’s findings and upheld the quantum awarded.
  7. Interest under section 110-CC: The Court noted section 110-CC gives the Tribunal discretionary power to award interest. The Tribunal had chosen not to award interest and provided reasons for its assessments; the Court held that refusal to award interest in the exercise of that discretion did not vitiate the award.
  8. Loss of business claims: Claimants' assertions of loss of business were rejected for want of proper evidentiary foundation. A vague statement of loss was insufficient for quantification; the Tribunal's refusal to award on that head was upheld.
  9. Cross-objections and maintainability: A preliminary objection to the maintainability of cross-objections was raised but the Court found no binding decision shown against maintainability; on the merits the Court found the Tribunal's awards to be adequate and dismissed the cross-objections for lack of merit.
  10. Result on appeals: Considering the above, the Court dismissed all appeals filed by the bus owner, the truck owner and the truck's insurer, and dismissed the claimants' cross-objections.

Holding and Implications

Holding: All appeals and cross-objections are dismissed.

Implications and direct effects:

  • The awards of the Claims Tribunal dated 8 February 1975 (as detailed in the Tribunal's assessment of compensation for each claimant) are affirmed by this Court.
  • The Court upheld the Tribunal's factual finding of negligence on the part of both drivers and sustained the Tribunal's approach to liability (including the half-and-half apportionment between bus and truck owners as applied by the Tribunal).
  • The Court rejected arguments that hire-purchase status, Form C endorsement, or section 94 of the Motor Vehicles Act relieved the bus owner or otherwise precluded claimants from pursuing claims against the truck owner.
  • The Court held that the Tribunal's discretionary decision not to award interest under section 110-CC does not invalidate the award.
  • Costs: The parties were directed to bear their own costs.
  • This opinion does not state that it sets any new legal precedent beyond applying existing authorities; its direct effect is to uphold the Tribunal's awards and dismiss the appeals and cross-objections.

End of summary. This summary is based exclusively on the information contained in the provided opinion and does not add or infer facts or holdings beyond that text.

    Ram Adhin Singh And Others v. Murari Lal Agrawal And Others

    R.B Misra, J.:— The aforesaid appeals are sequel to an unfortunate accident, which took place on 24th February, 1970, at about 5.00 a.m on Varanasi Mirzapur Road near village Dum Duma-Ka Sewan within police station Chunar of district Mirzapur, in which three persons lost their lives and three others received injuries.

    2. It appears that on the fateful day, the marriage of the son of one Mr. Krishna Dass of Gorakhpur was to take place at Chunar. The marriage party left Gorakhpur by Express Train and reached Varanasi Cantt. at 3.00 a.m On 24th February, 1970, a bus No. U.P.L 805 was engaged for carrying the marriage party to Chunar. Besides Mr. Kirshna Dass, the marriage party included Moti Chand Agrawal, Dhruwa Kumar Agrawal, Sheo Mangal Singh, Jamuna Prasad, Murari Lal Agrawal, Ram Chandra Prasad and other persons. The bus, after picking up the marriage party at Varanasi Cantt., was proceeding towards Chunar and a truck was coming from the opposite direction. There was a collision of bus No. U.P.L 805 and truck No. U.P.L 5384. As a result of the collision, the bus fell down in a neighbouring ditch and six persons, who had boarded the bus, received injuries. Out of those six persons, two persons, namely, Moti Chand Agrawal and Sheo Mangal Singh, succumbed to their injuries on the spot whereas Dhruwa Kumar Agrawal succumbed to his injuries after three days in Sri Sunder Lal Hospital, Varanasi. The remaining three persons, namely, Jamuna Prasad, Murari Lal Agrawal and Ram Chandra Prasad, however, survived. One other person, who was sitting on the truck, fell down on the road and was also crushed to death by the bus. There is, however no claim petition on behalf of the legal representatives of the said person and, therefore, we are not concerned with him in the present appeals. The owner of the truck is Mr. C.L Chetwani whereas the bus owner is Sri Ram Adhin Singh. The truck was insured with The Northern India General Insurance Co. Ltd while the bus was insured with the Ruby General Insurance Co. Ltd for Rs. 20,000/- each.

    3. Six set of Claim petitions were filed by the heirs and legal representatives of the three deceased and by the three injured persons and they claimed various amounts of compensation under various heads, namely, for mental shock and physical pain and suffering, for loss of normal expectation of life for out of pocket expenses incurred on the performance of unexpected funeral ceremony and religious rites etc.

    4. Claim Petition No. 32 of 1970 was made by Minu Agrawal, widow of Dhruwa Kumar Agrawal. She claimed compensation to the tune of Rs. 2,27,600/- for loss of pleasures of life, for loss of amenities of life, for loss of short expectation of life and for out of pocket expenses in the medical treatment and even charges.

    5. Claim Petition No. 37 of 1970 was filed by Mrs. Radhika Devi, widow of Sheo Mangal Singh (deceased) claiming a sum of Rs. 1,37,500/- as compensation.

    6. Claim Petition No. 38 of 1970 was filed by Mrs. Chunmun Devi, heir and legal representative of Moti Chand Agrawal (deceased) claiming a sum of Rs. 2,88,400/- as compensation under various heads.

    7. Claim Petition No. 33 of 1970 was filed by Murari Lal Agrawal, who claimed a sum of Rs. 1,14,400/- as compensation.

    8. Claim Petition No. 34 was made by Jamuna Prasad claiming the following:

    Rs. 30,000/- for mental shock and physical pain and suffering;

    Rs. 10,000/- for loss of normal amenities of life;

    Rs. 5,000/- for loss of shortened expectancy of life;

    Rs. 21,600/- for loss of trade and business; and

    Rs. 3,000/- for out of pocket expenses for treatment and necessary expenses;

    9. Claim Petition No. 35 of 1970 was filed by Ram Chandra claiming the following:

    Rs. 3,000/- for mental shock and physical pain and suffering;

    Rs. 10,000/- for loss of normal pleasures of life and loss of amenities of life;

    Rs. 5,000/- for loss of shortened expectancy of life;

    Rs. 10,800/- for loss of income for six years, at the rate of Rs. 150/- per month; and

    Rs. 1,000/- for loss of money on medical treatment and allied expenses.

    10. Besides Mr. C.L Chetwani, the truck owner, and Ram Adhin Singh, the bus owner, their insurers, namely. The Ruby General Insurance Company Ltd. and the Northern India General Insurance Co. Ltd., were also impleaded as parties. On the objection of Ram Adhin Singh, Hindustan Motor Corporation Limited was also impleaded as a party.

    11. Mr. C.L Chetwani in all the six claim petitions, resisted the claims on the ground that the claim petitions were not properly presented to the Tribunal and were defective because the drivers were not made parties. It was further alleged that the accident did not take place due to the negligence and rashness on the part of the drivers and that the claims were excessive and thus he was not liable to pay any compensation.

    12. Ram Adhin Singh, the bus owner, also took similar pleas and further added that the bus, on the date of the accident, was under hire purchase agreement with Hindustan Motor Corporation Limited and it was registered under the Motor Vehicles Rules in Form ‘C’ wherein there is an endorsement to the effect that the bus was under hire purchase agreement with Hindustan Motor Corporation Limited, Calcutta. He further pleaded that the Claims Tribunal had no jurisdiction to award compensation against him and the accident took place due the negligence and rashness of the driver of the truck and there was no rashness or negligence on the part of the bus driver. The bus was fit for driving and was covered with valid fitness certificate. The claim petition was bad for non-joinder of necessary parties and that the claimants of Claim Petition No. 32 of 1970 are not the wife and children of the deceased, Dhurwa Kumar Agrawal did not die due to the injuries sustained by him in the accident and that the bus was insured with a stage carriage, but the same was being plied as a contract carriage, so they were not liable.

    13. The pleadings of the parties gave rise to a number of issues in the various Claim Petitions.

    14. The Claims Tribunal, on considerations of the materials on the record, came to the conclusion as under:—

    15. Claim Petition Nos. 32, 37 and 38 of 1970 have been signed by the widows of the deceased, other heirs have not signed the petitions, but it was not necessary that all should join as claimants and the compensation can be awarded on the basis of their being members of the family in the Claim Petitions signed by the widows alone. Moti Chand Agrawal and Sheo Mangal Singh died on the spot as a result of the injuries received in the accident and Dhurwa Kumar Agrawal died later on in the hospital. Jamuna Prasad, Ram Chandra and Murari Lal also received injuries in that accident. The accident was due to the negligence of the drivers of the bus and the truck. In spite of the hire purchase agreement, Ram Adhin Singh would be deemed to be the owner in view of section 2(19) of the Motor Vehicles Act. On these findings, the Claims Tribunal assessed the compensation as under:

    No of Claim Petition Name of the Claimant Compensation (in Rs.) 33 of 1970 Murari Lal Agrawal 3,000/- 34 of 1970 Jamuna Prasad 6,500/- 35 of 1970 Ram Chandra 5,500/- 37 of 1970 Smt. Radhika Devi 18,000/- 38 of 1970 Smt. Chunmun Devi 27,000/-

    16. The award of the Claims Tribunal dated 8th February, 1975, gave rise to a number of appeals; six appeals by the Northern India General Insurance Co. Ltd., the insurer of the truck, six appeals by Ram Adhin Singh, the bus owner, and the remaining six appeals have been preferred by Mr. C.L Chetwani, the truck owner. The claimants did not prefer any appeal. They have, however, filed cross-objections in all the appeals.

    17. First, we take up the appeals filed by Ram Adhin Singh, the bus owner.

    18. Mr. R.A Sharma appearing for the bus owner, at the very outset, made a statement at the bar that he has been instructed not to press F.A.F.O Nos. 163, 164, 165 and 166 of 1975. He confined his arguments only to F.A.F.O No. 167 of 1975, Ram Adhin Singh v. Smt. Chunmun Devi, and F.A.F.O No. 168 of 1975, Ram Adhin Singh v. Smt. Meenu Agrawal. Therefore, the four appeals (F.A.F.O Nos. 163, 164, 165 and 166 of 1975) will have to be dismissed and we are concerned only with F.A.F.O Nos. 167 and 168 of 1975.

    19. The learned counsel has contended that, at the most, it was a case of composite negligence on the part of the drivers of both the vehicles and, therefore, Tribunal should have apportioned the extent of negligence and then determined the liability of the owners of the two vehicles. In support of his contention he placed reliance on Prasani Devi v. State of Haryana . 1973 A.C.J 531.. In that case ‘both the drivers were found to be composite joint tort-feasors. The Punjab High Court held that the liability of the payment of compensation by the State of Haryana as owner of the bus extends to the whole of the amount that may be awarded, it being left to the State of Haryana to seek such contribution from such persons as it may deem fit.

    20. Next, reliance was placed on Sushila Rani Sharma v. Som Nath . 1974 A.C.J 505.. In that case also, it was found that the accident had taken place due to the negligent driving of the bus and of the jeep by Som Nath and Ram Singh respectively. That means that both of them were guilty of composite negligence in bringing about the accident. Where more than one person is concerned in the commission of a wrong, the person, who is wrong, has his remedy against all or any one or more of it at his choice. The wrong doer is liable for the whole damage and it does not matter whether they acted between themselves as equals. In our judgment, it was not necessary to apportion the degree of negligence between the drivers of the bus and the truck. Suffice it to say that the accident occurred due to the negligence of the drivers of both the vehicles. The Tribunal rightly fixed the liability of the bus owner and the truck owner to the extent of half and half. We are supported in our conclusion by the decision reported in Subhakar Sridhar Shastry v. Mysore State Road Transport Corporation In case of contributory negligence, the liability was apportioned half and halt on the ground that the bus driver was also guilty of negligence. In Subhash Chander v. State of Haryana, in case of contributory negligence the liability was apportioned at half and half. The first contention, therefore, cannot be accepted.

    21. It was next contended that the quantum of compensation determined by the Tribunal was excessive. He referred to the Supreme Court decision in Gobald Motor Service Ltd. v. R.M.K Veluswami . A.I.R 1962 S.C 1., which laid down the factors to be taken into consideration while determining the compensation. Dealing with section 1 of the Fatal Accidents Act, 1855, the Supreme Court observed:

    “In calculating the pecuniary loss to the dependants many imponderables enter into the calculation. Therefore, the actual extent of the pecuniary loss to the dependants may depend upon data which cannot be ascertained accurately, but must necessarily be an estimate, or even partly a conjecture. Shortly stated, the general principle is that the pecuniary loss can be ascertained only by balancing on the one hand the loss to the claimants of the future pecuniary benefit and on the other any pecuniary advantage which from whatever source comes to them by reason of the death that is, the balance of loss and gain to a dependant by the death must be ascertained. The burden is certainly on the plaintiffs to establish the extent of their loss. When the courts below have, on relevant material placed before them, ascertained the said amount as damages the Supreme Court cannot in second appeal disturb the said finding except for compelling reasons.”

    22. Similar principles were reiterated in C.K Subramonia Iyer v. T. Kunhikuttan Nair . 1970 A.C.J 110.. In that case, dealing with section 1-A of the Fatal Accidents Act, the Supreme Court laid down the following principles:—

    “Compulsory damages under section 1-A of the Fatal Accidents Act, for wrongful death must be limited strictly to the pecuniary loss to the beneficiaries and that under section 2, the measure of damages is the economic loss sustained by the estate. There can be no exact uniform rule for measuring the value of the human life and the measure of damages cannot be arrived at by precise mathematical calculations but the amount recoverable depends on the particular facts and circumstances of each case. The life expectancy of the deceased or of the beneficiaries whichever is shorter is an important factor. Since the elements which go to make up the value of the life of the deceased to the designated beneficiaries are necessarily personal to each case in the very nature of things, there can be no exact or uniform rule for measuring the value of human life. In assessing damages, the Court must exclude all considerations of matter which rest in speculation or fancy though conjecuture to some extent is inevitable. As a general rule parents are entitled to recover the present cash value of the prospective service of the deceased minor child. In addition they may receive compensation for loss of pecuniary benefits reasonably to be expected after the child attains majority.”

    23. In Smt. Neelima Arora v. Union of India, this Bench had reiterated the same principle. It was observed that the elements which must be considered in forming the assessment in any given case vary so infinitely from other cases that there can be no fixed and unalterable standard for assessing the amount for those very elements. Usually, the most important factors will be the age and expectation of working life of the deceased himself.

    24. The Tribunal had assessed the compensation on the basis of the evidence on the record and no exception can be taken to the findings recorded by the Tribunal.

    25. Lastly, it was contended that the Tribunal should have awarded interest. Section 110-CC of the Motor Vehicles Act empowers the Tribunal to allow interest in its discretion, but if the Tribunal in its discretion chose not to allow interest, it cannot be said that the award is vitiated on that account. The Tribunal has given cogent reasons for the assessment of compensation in each case and, in our opinion, no fault can be found in the award of the Tribunal on that account. In the result, all the appeals filed by Sri Ram Adhin Singh must fail.

    26. Now, we take up the appeals filed by the Northern India General Insurance Co. Ltd., the insurer of the truck. Sri B.C Dey, appearing for the insurer, based his argument on section 94 of the Motor Vehicles Act. His contention was that the deceased and the injured were third persons for the bus within the meaning of section 94 and they could not be third persons vis-a-vis the truck and, therefore, the only person, who can make a claim against the owner of the truck, is the owner of bus and not the passengers in the bus. Passengers in the bus are third parties qua the owner of the bus and the maximum damages the owner of the bus can recover from the owner of the truck is Rs. 20,000/- only.

    27. Mr. R.A Sharma, appearing for the bus owner, contended that section 94 of the Motor Vehicles Act does not create or deal with the liability of either the truck owner or the bus owner, it only deals with the necessity of a policy of insurance by the vehicle owner and that is subject to contract between the parties. We find considerable force in the reply given by Mr. R.A Sharma. Section 94 does not create any liability. All that it requires is that no person shall use except as a passenger or cause or allow any other person to use a motor vehicle in a public place, unless there is in force in relation to the use of the vehicle by that person or that other person, as the case may be, a policy of insurance complying with the requirements of this Chapter. The contention raised by Mr. Dey, therefore, cannot be accepted for a moment.

    28. No other point was raised.

    29. This leads us to the appeals filed by the truck owner Mr. C.L Chetwani.

    30. The precise contention of Mr. Jagdish Swarup, assisted by Mr. B.D Madhyan, is that the Tribunal should not have rest content by observing that the drivers of both the vehicles were negligent. He further submitted that from the materials on the record, it was evidently clear that the bus must be in high speed otherwise it would not have travelled after collision. As pointed out earlier, the Tribunal has recorded a clear and categorical finding that the accident occurred due to the negligence on the part of the drivers of the two vehicles. Both the drivers tried to keep their vehicles on the metal road. There was enough space even after the metal road and the truck driver could have swerved his truck to the left and the accident could have been averted. On the railway over bridge, the two vehicles could not pass together. The bus driver crossed the over bridge and he swerved his bus to the left to a certain extent, but the collision did take place and the Tribunal found that drivers of both the vehicles were equally guilty. On this finding, there is no escape from the conclusion that the liability of the bus owner and the truck owner was there. In our opinion, it was not necessary for the Tribunal to determine the extent of the negligence on the part of the bus driver and the truck driver. We are also not prepared to accept the contention raised by the learned counsel that the bus driver alone was negligent.

    31. The witnesses produced in the case only stated that the bus was being driven at a high speed, but high or low speed is a relative term. Unless it was specified as to what was the speed of the bus at the time of the accident, it is difficult to say that the bus driver alone was negligent and not the truck driver. In the absence of definite evidence about the exact speed of the bus at the time of the accident, to hold the bus driver alone as negligent on the mere statements of the witnesses that the speed of the bus was high, would not be warranted by the materials on the record.

    32. It was next contended for the appellant that the owner of the truck had no duty to the passengers in the bus and, therefore, there is no liability on the truck owner and the truck owner could, if at all, be liable for all direct and immediate consequences of his wrongful act. He referred to Salmond's Jurisprudence and Winfield's Law of Torts and Clerk and Lindsell on Tort to contend that the drivers of the bus and the truck could not be held to be joint tortfeasors. Mere similarity of the design on the part of the tort-feasors causing damage is not enough. In Deoki Devi Tiwari v. Raghunath Sahai Chatrath A Division Bench of this Court had the occasion to deal with the point. They applied the rule laid down by Pollock in his book on Tort (at page 362):

    “Where negligent acts of two or more independent persons have between them caused damage to a third, the sufferer is not driven to apply any such analysis to find out whom he can sue. He is entitled, of course, within the limits set by the general rules as to remoteness of damage to sue all or any one of the negligent persons. It is no concern of his whether there is any duty of contribution or indemnity as between those persons though in any case he cannot recover in the whole more than his whole damage.”

    They further observed:

    “We will follow and apply this rule to the present case. Pollock has further remarked:

    “The phrase “contributory negligence of a third person” which has sometimes been used, must therefore, be rejected as misleading.”

    33. The rule, quoted above, was applied in various cases Manjula Devi Bhutta v. Manjushri Raha. In United India Fire and General Insurance Co. Ltd. v. Sayar Kanwar, applying these principles, it was held that the negligence was that of both the drivers. Again in Sushila Rani Sharma v. Som Nath it was held that both the drivers were composite or joint tort-feasors. The contention raised by Sri Jagdish Swarup, therefore, has no force and the appeals filed by the truck owners must also fail.

    34. This leads us to the cross-objections filed by the claimants, in all the appeals. Mr. V.N Agrawal, appearing for the claimants, contended that the amount of compensation determined by the Tribunal in each case was unduly low and the claimants were entitled to a larger amount of compensation.

    35. Mr. Dey raised a preliminary objection that cross-objection is not maintainable as it has been held by this court in some unreported case. He, however, could not show any decision of this Court on the point. The preliminary objection is, therefore, overruled.

    36. On merits we are satisfied that the amount of compensation determined by the Tribunal is adequate and has been determined after taking into consideration the entire evidence and the circumstances of the case and no exception, to our mind, can be taken to the amount of compensation determined by the Tribunal with which we fully agree.

    37. Mr. V.N Agrawal next contended that in some of the claims, there was loss of business and that should have been taken into consideration. The evidence on the record, however, does not show as to what was the actual loss. A vague statement that there was loss in the business is hardly sufficient to afford a basis for determining the actual loss. The Court on the basis of evidence available on the record, was not satisfied about the actual loss of income in the business and, therefore, the Tribunal was fully justified in recording the finding as it did and no exception can be taken to the finding recorded by the Tribunal. On merits, we find no force in any of the cross-objections.

    38. No other point was argued on behalf of the cross-objectors. For the foregoing discussions, we are fully satisfied that the finding recorded by the Tribunal is warranted from the materials and the circumstances of the case with which we fully agree. In the result, all the appeals and the cross-objections fail and are, accordingly, dismissed. In the circumstances of the case, the parties will bear their own costs.

    39. Appeals dismissed.

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    Ram Adhin Singh And Others v. Murari Lal Agrawal And Others
    (Jul 21, 1978)