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Smart Summary

Factual and Procedural Background

By consent of counsel for both sides, M.F.A. No. 3008.95 was taken up for final disposal. The Appellant challenged the Judgment and Award dated 19.2.92 in MVC No. 1322 of 1988. The Appellant was the driver of an autorickshaw bearing registration No. CAW 1169 and had claimed Rs. 1,50,000 as compensation for injuries he sustained; the Tribunal awarded Rs. 15,000. The Tribunal also found the Appellant 30% responsible for the accident, the lorry driver 20% and the van (Matador) driver 50%. A related case, MVC No. 1323/88, involved a passenger (the petitioner in that case) who was travelling in the same autorickshaw. The factual account in the Tribunal record states that the van came from the hind side and the lorry from the opposite side; both drivers were held to have been driving rashly and negligently and hit the autorickshaw, resulting in injuries to the Appellant.

Legal Issues Presented

  1. Whether the Appellant, who was held to have contributed 30% to the accident, is nevertheless entitled to recover the compensation amount (or a portion thereof) from (a) the insurer of the lorry, or (b) the owner of the Matador van when there was no insurance on the date of the accident.

Arguments of the Parties

Appellant's Arguments (Mr. A.K. Bhat)

  • The Appellant is entitled to recover the compensation either from the insurer of the lorry or from the Matador van (owner/driver), or from both.
  • Relied on the decision in Ganesh v. Syed Munned Ahamaed, ILR 1999 KAR 403, to support the right to claim against drivers/owners/insurers in cases of composite negligence.

Respondent No. 2's Arguments (Mr. Jai Prakash)

  • Contended that the cited decision is inapplicable because the Appellant himself contributed to the accident; the decision applies only to composite negligence where the injured party has not contributed in the same manner.

Respondent No. 4's Arguments (Mr. Ramesh)

  • Submitted that there was no insurance policy in respect of the Matador van and therefore the appeal should be dismissed as against Respondent No. 4.

Table of Precedents Cited

Precedent Rule or Principle Cited For Application by the Court
Ganesh v. Syed Munned Ahamaed, ILR 1999 KAR 403 Holds that in cases of motor accidents caused by composite negligence of drivers of two or more vehicles, the injured person (or legal representatives) is entitled to claim the entire compensation from all or any of the drivers, owners and insurers of the vehicles (quoted from para 23 of that decision). The Court applied the ratio from this case to the present facts but limited its application to the portion of liability not attributable to the Appellant himself. Because the Tribunal found the Appellant 30% contributor, the Court held the Ganesh ratio applied to the remaining 70% of liability, permitting recovery of that 70% from the lorry (driver/owner/insurer) or from the Matador (owner/driver).

Court's Reasoning and Analysis

The Court noted the undisputed findings: the Tribunal awarded Rs. 15,000 in compensation and apportioned fault as follows—Appellant 30%, lorry driver 20%, and van (Matador) driver 50%. The core question was whether, despite the Appellant's 30% contributory fault and the absence of an insurance policy for the Matador, the Appellant could recover compensation from the lorry's insurer or from the Matador's owner/driver.

The Court examined the cited Full Bench ratio in Ganesh v. Syed Munned Ahamaed, which states that in cases of composite negligence an injured person may claim the entire compensation from any or all of the drivers, owners or insurers involved. The Court observed that the Ganesh principle had been applied where multiple vehicles' drivers shared concurrent negligence.

Applying that principle to the present facts, the Court treated the accident between the lorry and the Matador as involving composite negligence with respect to the Appellant's injury. However, because the Tribunal had specifically found the Appellant to be 30% responsible, the Court held the Appellant could not claim that 30% portion. The Ganesh ratio therefore applied only to the remaining 70% of the compensation. The Court rejected the submission that the Appellant was completely debarred from claiming compensation on account of his contributory negligence; instead, after forfeiting the 30% attributable to himself, the Appellant could claim the balance under the composite-negligence principle.

Holding and Implications

HOLDING: The appeal is allowed. The Appellant is entitled to recover 70% of the compensation amount either from the driver, owner or insurer of the lorry, or from the owner or driver of the Matador van.

Implications: The Court applied the established principle from Ganesh v. Syed Munned Ahamaed to the portion of liability not attributable to the claimant's own contributory negligence. The direct effect is that the Appellant may pursue recovery of 70% of the awarded compensation from the listed persons/entities. The opinion does not purport to set a new precedent beyond applying the existing ratio to the particular allocation of contributory fault in this case.

    Krishnappa v. P. Venkatanarayana And Others

    Sangalad, J.:—

    By consent of the Counsel for both the sides, M.F.A No. 3008.95 is taken up for final disposal.

    2. The Appellant being aggrieved by the Judgement and Award dated 19.2.92 in MVC No. 1322 of 1988, has preferred this appeal.

    3. The Appellant was the driver of the Autorickshaw bearing No. CAW 1169 and he claimed the compensation of Rs. 1,50,000/- for the injuries sustained by him. The compensation of Rs. 15,000/- was awarded. It is also held by the Tribunal that this Appellant was responsible to the extent of 30% for the occurrence of this accident. Another case MVC No. 1323/88 was filed claiming the compensation of Rs. 25,000/-. He was passenger in the autorickshaw. The Tribunal has held that three vehicles are involved in this accident.

    4. The Appellant was driving in the autorickshaw bearing registration No. CAW 1169 on Bannerghatta Road, Bangalore and the Petitioner in MVC No. 1323 of 1988 was the passenger in the said Autorickshaw. At that time, van in question came from the hind side and the lorry in question came from the opposite side. Both the drivers of the Lorry and Van were driving the vehicle in rash and negligent manner and dashed against the autorickshaw. In consequence of this, the Appellant sustained fatal injuries, for which, he has been compensated to the extent of Rs. 15,000/-.

    5. As far as the compensation amount is concerned, there is no dispute. The finding of the Tribunal that the Appellant himself contributed to the extent of 30% is also not in dispute. The driver of the lorry is held to have contributed to the extent of 20% and the driver of the Van 50% respectively.

    6. Mr. A.K Bhat, learned Counsel for the Appellant submitted that the Appellant is entitled to recover the compensation amount either from the insurer of the Lorry or from the Matador van or from the both. His sole contention is that he is entitled to proceed against one of them or both of them. Mr. Bhat also relied upon the decision in the case of Ganesh v. Syed Munned Ahamaed . ILR 1999 KAR 403.. Mr. Jai Prakash, learned Counsel for the Respondent No. 2 strenuously contended that this decision is inapplicable as the appellant himself has contributed for the accident. This decision is only applicable as far as composite negligence is concerned. Mr. Ramesh, learned Counsel for Respondent No. 4 submitted that there was no policy in respect of the Matador Van and as such, the appeal be dismissed against Respondent No. 4.

    7. In view of the rival submissions, the point that arise for my consideration is that whether the appellant is entitled to recover the compensation amount either from the insurer of the lorry or the owner of the Matador as there was no insurance on the date of the accident.

    8. At the very outset, it has to be stated that in the decision referred, in para 23, it is observed as follows:—

    “Therefore, in conclusion, in so far as the first question referred to the Full Bench by the Division Bench is concerned, my answer is that in case of Motor Vehicle Accident caused due to composite negligence of the drivers of two or more vehicles, the persons who is injured or legal representatives of a person who is killed in such an accident, are entitled to claim the entire compensation from all or any of the Drivers, owners and insurers of the vehicle.”

    9. In the decided case, the insurer was travelling in the lorry. There was head-on-collision between two lorries. BTS bus was also involved but it was exonerated. The ratio laid down in the decided case is that in case of composite negligence, the Petitioner is entitled to recover the compensation amount from all or any of the drivers, owners or insurer of the vehicle.

    10. In the case on hand, the facts are little bit peculiar. In this case, the Appellant who is inured has also contributed to the extent of 30%. The three vehicles, are involved in the accident. Under such circumstances, whether it can be held that he is estopped from recovering the compensation amount as laid down in the above cited case. In my opinion, it cannot be. The Tribunal has held that the Appellant has contributed to the extent of 30%. In view of this finding, the Appellant cannot claim to the extent of 30%. In the remaining 70%, whether he could claim either from the driver, owner, or insurer of one vehicle or both the vehicles. Mr. Jaiprakash, learned Counsel for Respondent No. 2 submitted that when the Appellant himself has contributed to the extent of 30%, he is totally debarred from claiming compensation. This submission cannot be accepted. After foregoing 30% of the compensation, the remaining balance he can claim as this accident stood on the same footing as that of composite negligence. Between the Lorry and the Matador, it is composite negligence as far as appellant is concerned. In my opinion the ratio laid down in the case of Ganesh v. Syed Munned Ahmed (supra), is aptly and justly applicable as far as 70% of the liability of the concerned. Therefore, the following order.

    In the result, the appeal is allowed and the Appellant is entitled to recover 70% of the compensation amount either from the driver, owner or insurer of the lorry or from the owner or driver of the Matador van.

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    Comments

    Krishnappa v. P. Venkatanarayana And Others
    (Mar 15, 2000)