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Citation Codes
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citation codes
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Acts
  • S. 3 of the Motor Vehicles Act and under S. 338, I.P.C
  • S. 109 of the Motor Vehicles Act,
  • S. 2(9) of the Motor Vehicles Act,
  • S. 7(7) of the Motor Vehicles Act,
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Citation Codes
Equivalent Citations
citation codes
Case Number
Advocates
Judges
Acts
  • S. 3 of the Motor Vehicles Act and under S. 338, I.P.C
  • S. 109 of the Motor Vehicles Act,
  • S. 2(9) of the Motor Vehicles Act,
  • S. 7(7) of the Motor Vehicles Act,
Smart Summary

Structured Summary of the Opinion (Maheswaran, J.)

Factual and Procedural Background

On 24 August 1977 at about 4:30 p.m., Manivannan (the claimant and appellant in C.M.A. No. 302 of 1981), while riding a bicycle along Foxen Street, Perambur, stopped and rested his foot on the pavement upon seeing a tractor approach from the opposite end. Entry from that end was prohibited and a “No Entry” signboard existed for the street. The tractor, driven by R.W. 2 Purushothaman, allegedly entered from the prohibited end and knocked down Manivannan. The cyclist fell, sustained injuries including a cut spleen and a torn liver; he underwent spleenectomy and suturing of the liver, remained an in-patient for about fifteen days and was thereafter an out-patient.

An application for compensation was filed through the claimant’s father-guardian seeking Rs. 1,00,000/-. The Tribunal found the tractor driver to be rash and negligent and that the driver did not have a licence on the date of occurrence, and awarded Rs. 13,600, directing the vehicle owner (first respondent) to deposit the amount. The Tribunal dismissed the claim as against the insurance company. The claimant appealed by C.M.A. No. 302 of 1981 seeking enhanced compensation and challenging dismissal against the insurer. The vehicle owner filed C.M.A. No. 165 of 1981 contesting the finding of rash and negligent driving and the quantum awarded.

Legal Issues Presented

  1. Whether the tractor driver’s entry from the prohibited end and subsequent actions constituted rash and negligent driving causing the accident.
  2. Whether the cyclist was guilty of contributory negligence.
  3. What amount of compensation is payable for medical expenses, pain and suffering, and continuing/permanent disability (notably absence of spleen).
  4. Whether the insurance company (second respondent) is liable to pay compensation where there is evidence or an allegation that the driver did not possess a licence on the date of the accident.

Arguments of the Parties

Appellant's (Claimant's) Arguments

  • The compensation of Rs. 13,600 awarded by the Tribunal is inadequate; he sought a total of Rs. 1,00,000/- under various heads (transport, extra-nourishment, damage to clothing, legal expenses, pain and suffering, continuing/permanent disability).
  • The Tribunal erred in dismissing the petition as against the insurance company; the claimant appealed against that dismissal.

Owner's (First Respondent's) Arguments

  • The owner challenged the Tribunal's finding that the tractor was driven rashly and negligently.
  • The owner also questioned the quantum awarded by the Tribunal.

Insurance Company's (Second Respondent's) Position

  • The insurance company contended that the driver did not have a driving licence on the date of the accident and relied on that to avoid liability. The driver had admitted before the Criminal Court to not having a licence and was charged/convicted under S.3 of the Motor Vehicles Act and S.338 IPC.

Other Contentions Raised in the Proceedings

  • Arguments were advanced alleging contributory negligence by the cyclist; the opinion records these arguments but does not attribute them to a specific party in the text.

Table of Precedents Cited

Precedent Rule or Principle Cited For Application by the Court
New India Assurance Co. Ltd. v. Shankar, 1985 II M.L.J. 410 = 98 L.W. 431 Holds that merely proving the driver did not have a licence and that he pleaded guilty and was convicted in the Criminal Court is not enough to absolve the insurer; admission before the Criminal Court is of no significance for insurer liability. The court relied on this principle to indicate that the driver's admission and criminal conviction alone would not automatically absolve the insurer; further inquiry and evidence were required.
Horcinvo v. Kamat v. Alfredo Antiono Doe Martine, 1985 A.C.J. 397 Affirms that the onus is on the insurance company to prove that the driver had no licence to escape liability; non-production of licence by the driver alone does not exonerate the insurer. The court applied this precedent to shift the burden to the insurance company to prove the absence of a valid driving licence, noting that the insurer produced no evidence other than non-production of licence in that cited case.

Court's Reasoning and Analysis

Factual findings and corroboration:

  • The court reviewed ocular evidence: P.W.3 witnessed the incident and his account was corroborated by P.W.4 (the victim). Despite criticism about distance, the court found the eyewitness evidence credible and corroborated by other evidence (police testimony and presence of the “No Entry” signboard as shown by P.W.3, P.W.4 and the police officer).
  • The street was narrow (4.5 metres), the tractor was long (40 feet), and the tractor entered from the prohibited side. The cyclist had stopped on seeing the tractor; the tractor nevertheless knocked the cycle and the boy was caught under the tyre — causing severe injuries including spleen removal and liver tear. The Tribunal’s conclusion that this conduct amounted to rashness and negligence was affirmed.

Contributory negligence:

  • The court considered arguments of contributory negligence but rejected them because the cyclist was on the correct side of the road and had stopped on seeing the tractor; only the tractor entered from the “No Entry” side. Therefore, contributory negligence did not arise.

Assessment of injuries and quantum:

  • Medical facts accepted: spleenectomy, suturing of a torn liver, in-patient treatment from 24 August to 8 September 1977, and outpatient treatment for several months (supported by outpatient tickets, Ex. P-1 series).
  • The Tribunal had awarded Rs. 3,000 for pain and suffering and Rs. 10,000 for continuing/permanent disability (based on uncertainty about medical implications of spleen removal), totaling Rs. 13,600 after other reductions.
  • The court examined medical literature (Fishbein's Illustrated Medical and Health Encyclopedia) cited in the opinion to note the spleen’s role in blood volume and immune defence, concluding that absence of the spleen would affect long-term health, possibly reducing longevity and creating risks of complications in old age.
  • On that basis, the court found Rs. 10,000 for permanent disability to be low and increased it to Rs. 20,000. For pain and suffering the court increased the award from Rs. 3,000 to Rs. 8,000. The total awarded was thus Rs. 28,600, rounded to Rs. 29,000.

Liability of the insurance company:

  • Although the tractor driver admitted before the Criminal Court that he did not have a licence and was convicted (charged under S.3 Motor Vehicles Act and S.338 IPC), the court noted precedents that such admission or conviction alone does not determine insurer liability.
  • Documentary evidence (Ex. P4 obtained under S.109 of the Motor Vehicles Act from the Deputy Commissioner of Police (Traffic)) indicated particulars of a driving licence (Licence No. 1146.PDL/76 valid till 29 July 1979), which prima facie showed the driver had a heavy vehicle driving licence.
  • The court analysed statutory definitions: S.2(9) (definition of heavy goods vehicle), S.2(13) (definition of light motor vehicle), and the classification of the tractor based on its unladen weights (3880 kg for the tractor and 1990 kg for the trailer, total 5870 kg) which made it neither heavy nor light but within the category of a medium goods vehicle.
  • Under S.7(7) of the Motor Vehicles Act, a person who passed the test for heavy goods vehicle is deemed to have passed tests for medium goods vehicles. The driver’s heavy vehicle licence (as shown in Ex. P4) therefore qualified him to drive a medium goods vehicle such as the tractor involved.
  • Relying on precedents (New India Assurance and Horcinvo), and the documentary evidence obtained under S.109, the court concluded that the onus lay on the insurance company to prove absence of a valid licence on the accident date. Given the evidence indicating a valid heavy vehicle licence and the statutory deeming under S.7(7), the court held that the driver should be regarded as having a valid licence to drive the tractor and therefore the insurance company remained liable to pay compensation.

Holding and Implications

Holding:

DISPOSITION: The appellant's appeal (C.M.A. No. 302 of 1981) is allowed; the first respondent's appeal (C.M.A. No. 165 of 1981) is dismissed. The court enhanced the compensation to Rs. 29,000 (Rupees twenty nine thousand only), awarded against both respondents including the insurance company. The appellant is entitled to interest at 12% per annum from the date of petition until payment. The insurance company is declared liable to pay the entire amount, and the owner may take back the amount earlier deposited by her. Costs were awarded with the respective disposals.

Implications:

  • Direct effect: The claimant receives an enhanced award (Rs. 29,000 plus 12% interest) and the insurance company must satisfy the total amount; the vehicle owner recovers the deposit already made.
  • Burden of proof principle reaffirmed: The judgment applies and reiterates principles from existing precedents that the insurer bears the burden of proving the absence of a valid licence to avoid liability, and that an admission or criminal conviction alone is insufficient to exonerate the insurer.
  • No indication in the text that the court intended to lay down a novel legal principle or to treat the decision as creating new precedent beyond applying and following established case law and statutory provisions.

This summary is strictly based on the content of the provided opinion. No facts or legal conclusions beyond those explicitly contained in the opinion have been added.

    Smt. Vijaya Chakravarthy v. B. Manivannan

    Maheswaran, J.

    1. On the 24th of August, 1977 at about 4-30 p.m, Manivannan, the appellant in C.M.A No. 302 of 1981 proceeded on his bicycle along Foxen Strect, Perambur. At that time, a tractor driven by R.W 2, Purushothaman, entered the strect from the other end. Entry from the other end is prohibited and there is a board with “No Entry” sign. Manivannan, on seeing the tractor, stopped his bicycle and rested his foot on the pavement. But the tractor, according to the allegations of the appellant, Manivannan, was driven rashly and negligently and knocked Manivannan. He fell down and sustained injuries. Spleen was cut. There was also a cut in the liver. He was taken to the hospital. Spleenectomy was performed on him. The liver that was torn was sutured. He also underwent an emergency operation. He was an in-patient for about fifteen days in the hospital and then was an out-patient. He filed an application through his father-guardian claiming a total compensation of Rs. 1,00,000/-. The Tribunal found that the accident was due to the rash and negligent driving by the driver of the tractor. The Tribunal also found that the driver of the tractor, R.W 2, did not have a licence on the date of occurrance. In the end, the Tribunal awarded a compensation of Rs. 13,600 directing the owner of the vehicle, the first respondent in the petition, to deposit the entire amount. The claimant is aggrieved as the compensation awarded is not adequate and as the Tribunal has dismissed the petition as against the insurance company. He has filed C.M.A No. 302 of 1981. The owner of the vehicle has filed C.M.A No. 165 of 1981 questioning the finding that the vehicle was driven rashly and negligently by the driver of the tractor. She has also questioned the quantum.

    2. There is clear evidence of the fact that Foxen Street has got entry on only one side. There is also a “No Entry” signboard. There was some dispute whether this sign board was there on the date of the occurrence. But the evidence of the police officer and the two witnesses, P.W 3 and 4, prove that the sign board was there. The occurrence was witnessed by P.W 3. The ocular witness, P.W 3, has clearly stated that when the tractor came from the opposite direction ignoring the “No Entry” board the boy on the cycle rested his foot on the pavement and when the trailor knocked the appellant-boy, he fell down unconscious. Some criticism was levelled against the evidence of this witness on the ground that he could not have seen the occurrence from a distance of nearly 400 feet or 400 yards (witness says both feet and yards). But then his evidence relating to the occurrance is clearly corroborated by the evidence of P. 4, the victim himself. It was suggested that these injuries on the person of the injured are sustained when he fell down. There is clear evidence that the cycle was knocked down by the tractor and the boy fell down and was caught underneath the tyre of the tractor. His spleen was cut. The street is 4.5 metres wide and the tractor itself measures 40′ in length and the driver of the tractor has entered the lane when there is prohibition for such entry from the other side in the narrow lane. He has driven the tractor which knocked down the cyclist who stopped his cycle and was resting his foot on the pavement. The Tribunal has pointed out that this is per se negligence and rashness. The Tribunal is not wrong in its view. Having entered the lane from the wrong end where entry is prohibited, the tractor driver, when he found that there is no space for both the cycle and the tractor to move, should have stopped the tractor and allowed the cyclist to proceed. The cyclist on his part has stopped his cycle. It is therefore manifest that the accident was caused by the negligence and rashness on the part of the driver of the tractor. We confirm that finding.

    3. Some arguments were advanced as regards contributory negligence. We have found that the accident was due to the negligent driving of the tractor by its driver. No question of contributory negligence arises, because the cyclist was on the correct side of the road, but it was only the tractor which entered from the “No Entry” side and on seeing the tractor the boy stopped and rested his foot on the pavement and therefore it cannot be said that the cyclist has contributed to the accident.

    4. The question now to be considered is as to what compensation is payable. Dr. Janardhanam, R.W 1 has stated that Manivannan, the appellant, was admitted on 24th August, 1977 and was discharged on 8th September, 1977, that he was alleged to have been knocked down by the tractor when he was proceeding on a cycle, that on opening the abdomen, he found about 1000 C.C of blood aspirated and found the spleen cut, that Spleenectomy was performed, and that there was also a tear on the liver which was sutured. Though he would say that there was nothing pathologically wrong with him, one has to take note of the fact that the spleen was removed. He has been an in-patient from 24th August, 1977 to 8th September, 1977. He was also treated as an out-patient for about three or four months. That is the evidence of his father. Ex. P-1 series are the outpatient tickets. They would show that he was taking treatment as an out-patient till August, 1977. The claimant appellant made various claims under different heads. In regard to transport to hospital, he claimed Rs. 750. He claimed Rs. 2,000/- towards extra-nourishment and Rs. 50 towards damage to clothing and also Rs. 1,200 towards legal expenses. He claimed a sum of Rs. 16,000 as compensation for pain and suffering and a sum of Rs. 80,000 as compensation for continuing and permanent disability. The Tribunal has negatived the claim for legal expenses as well as the claim for damage to clothing on the ground that there was no sufficient evidence. But, in regard to extra-nourishment, the Tribunal granted Rs. 500. Even though the Tribunal found that the agony and suffering will be considerable, it has granted only Rs. 3,000 when the appellant has made a claim for Rs. 16,000. As regards the compensation for continuing permanent disability, the boy has to depend upon others throughout his life and the marital prospects are also remote. Finding that there is no precise medical evidence about the implication of the absence of spleen, the Tribunal fixed the compensation on that head at Rs. 10,000 and in the end granted Rs. 13,600.

    5. The boy was admitted in the hospital and his spleen has been removed. There was also a tear in the liver which was sutured. From Fishbein's Illustrated Medical and Health Encyclopedia, it is seen that spleen is not an indispensable organ, as people survive even after its removal, but at times the spleen contracts, discharging a quantity of blood into the general circulation and for that reason, the spleen is helpful in maintaining proper volume of blood in the circulation, and that it is believed to play an important part in the defensive mechanism against infection. The absence of spleen therefore would mean that the major part which the spleen plays in the matter of defence against infection will not be available to the boy. Taking that circumstance into consideration, it would not be wrong to hold that the longevity of the boy in course of years would be affected and may lead to complication in old age. Having regard to that circumstance, the fixation of Rs. 10,000 under the head “compensation for continuing and permanent disability” is rather low and we fix the compensation at Rs. 20.000 under that head.

    6. As regards the compensation for pain and suffering, the Tribunal has awarded a sum of Rs. 3,000. The agony and suffering would have certainly been considerable as he was an in-patient in the hospital for fifteen days. He has also undergone an emergency operation. There is evidence that he feels pain at times. Most unfortunately, the doctor has not been cross-examined on the question of pain. Moreover, we feel that a compensation of Rs. 8,000 will be adequate. In all, he will be entitled to Rs. 28,600 and when rounded off, to Rs. 29,000.

    7. The more important question is whether the second respondent, the insurance company, is liable. On this aspect, our attention was drawn to the evidence of the driver who has admitted in his evidence that he did not have the tractor licence on the date of accident. The Inspector of Police also in his evidence stated that the driver was charged for violation of S. 3 of the Motor Vehicles Act and under S. 338, I.P.C and the driver admitted that he has no licences for driving the tractor and was convicted and sentenced to pay a fine. In his evidence before the Tribunal, he stated that the driving licence was taken away by the police who compelled him to admit the offence and that therefore he has admitted the offence. In New India Assurance Co. Ltd. v. Shankar 1985 II M.L.J 410=98 L.W 431., a Division Bench of this Court has hold that merely proving that on the date of accident the driver did not have a licence and that he pleaded guilty and was convicted in the Criminal Court itself, is not enough to hold that the insurance company is not liable for the claim. The admission of the driver before the Criminal Court, is therefore of no significance. That apart, the driver himself has stated that he had a driving licence, that at first he had a licence for light motor vehicle and in 1976 he got a licence for heavy vehicles and that on 30th September, 1976 he got an endorsement for tractor driving. Ex. P4 very clearly shows under the column “particulars regarding driving licence” that the driver had licence 1146.PDL/76 valid till 29th July, 1979. These particulars were obtained from the Deputy Commissioner of Police (Traffic), Madras, on a requisition by the claimant's father. That prima facie shows that the driver had a heavy vehicle driving licence. Under S. 109 of the Motor Vehicles Act, a registering authority at the police station or the officer in charge of the police station has to furnish information at the disposal of the authority relating to the identification marks and other particulars of the vehicle, the name and address of the person using the vehicle at the time of accident on requisition if it is made by the claimant or by the insurer against whom a claim has been made. The claimants have resorted to S. 109 for getting this information. When there is clear evidence of the fact that the tractor driver had a licence and when his oral evidence is to the effect that he was having a heavy vehicle licence, the onus shifts to the insurance company to prove that he had no driving licence on the date of accident. Horcinvo V. Kamat v. Alfredo Antiono Doe Martine . 1985 A.C.J 397., was a case where the insurance company contended that the driver whose vehicle was involved in the accident did not have a driving licence at the time of accident. The driver did not produce the licence when asked to do so in cross-examination. Except this, the insurance company did not adduce any other evidence. In such circumstances, the Supreme Court pointed out that an advance inference against the driver cannot be drawn and that the onus was on the insurance company to prove that the driver had no driving licence to escape liability and the mere non-production of the licence by the driver does not exonerate the insurance company. Apart from this, it has been brought to our notice that this tractor fell within the definition of medium vehicle. Under Ex. P5, counsel for the appellant, addresses the counsel, Mr. Subramanian, to furnish details of the laden weight and unladen weight of the vehicles. The counsel has made an endorsement on the back of the letter that the tractor had been sold and the unladen weight of the trailer is 1990 kgs. and the unladen weight of the tractor is 3880 kgs. Under S. 2(9) of the Motor Vehicles Act, a heavy goods vehicle is defined as any goods vehicle the registered laden weight of which or a tractor the laden weight of which exceeds 11,000 kilograms. Now this tractor which weighed 5870 kgs. could not be called a heavy goods vehicle. S. 2(13) which deals with the definition of light motor vehicle shows that a transport vehicle or omnibus, the registered laden weight of which, or a motor car or tractor the laden weight of which does not exceed 4,000 kilograms, is a light motor vehicle. Now, this vehicle which was involved in the accident could not be a heavy goods vehicle, nor a light motor vehicle, but it would satisfy the definition “medium goods vehicle” for it is a vehicle other than a light motor vehicle, heavy goods vehicle or road roller. Under S. 7(7) of the Motor Vehicles Act, a person who passed the test in driving a heavy goods vehicle shall be deemed to have passed the test in driving any medium goods vehicle or light motor vehicle. Though the driver of the tractor does not possess a licence for driving the tractor, he would never the less be a person qualified to drive a medium vehicle as it has been established that he was having a driving licence for heavy vehicle. On that view, he would be considered a driver having a valid licence for driving the tractor. When once this conclusion is arrived at, the insurance company would be liable to pay the amount of compensation.

    8. For these reasons, we enhance the compensation to Rs. 29,000. The appellant in C.M.A No. 302 of the 1981 will be entitled to enhanced compensation of Rs. 29,000 (Rupees twenty nine thousand only) against both the respondents including the insurance company. He will be entitled to interest at 12 per cent from the date of petition till the date of payment. The insurance company will be liable for the payment of the entire amount. The owner of the vehicle will take back the amount deposited by him. C.M.A No. 302 of 1981 is allowed with costs. C.M.A No. 165 of 1981 is dismissed with costs.

    VCS.

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    Smt. Vijaya Chakravarthy v. B. Manivannan
    (Sep 17, 1986)