Mass. Gen. Laws ch. 183C § 8 : REAL AND PERSONAL PROPERTY AND DOMESTIC RELATIONS — TO REAL PROPERTY — PREDATORY HOME LOAN PRACTICES — Scheduled payments TEXT PDF A high-cost home mortgage loan shall not contain a scheduled payment that is more than twice as large as the average of earlier scheduled payments. This subsection shall not apply when the payment schedule is adjusted to the seasonal or irregular income of the borrower. Mass. Gen. Laws ch. 183C, § 8 Added by Acts 2004, c. 268,§ 6, eff. 11/7/2004.