b. An individual's "weekly benefit amount" is one sixty-fifth, if not a multiple of one dollar to be computed to the next lower multiple of one dollar, of the sum of:
(1) The individual's total wages for insured work paid during the two quarters of the individual's base period in which the individual's wages were the highest; and
(2) One-half of the individual's total wages for insured work paid during the third highest quarter in the individual's base period.
However, if that amount is less than the "minimum weekly benefit amount" the individual is monetarily ineligible for benefits. The "minimum weekly benefit amount" is forty-three dollars. The "maximum weekly benefit amount" is sixty-two percent of the "average weekly wage", rounded to the next lower multiple of one dollar if not a multiple of one dollar. However, if on October first of any calendar year this state's average contribution rate is below the nationwide average for the preceding calendar year, the maximum weekly benefit amount is sixty-five percent of the "average weekly wage", rounded to the next lower multiple of one dollar if not a multiple of one dollar.