Citation Codes Equivalent Citations citation codes Docket Number No. 07-00436-PCW13. Attorney(S) Ian Ledlin, Phillabaum, Ledlin Matthews Sheldon, PLLC, Spokane, WA, Lawyer for Numerica Credit See more information ... Smart Summary Please sign up to generate summary. In re: MILLER, THOMAS J. Debtor. FINDINGS OF FACT AND CONCLUSIONS OF LAW PATRICIA WILLIAMS, Chief Judge THIS MATTER having come before the Court on July 3, 2007, the Court, after having considered the files and pleadings herein, and the arguments of counsel, makes the following findings of fact: The 2006 Polaris Sportsman 800 all terrain vehicle, VIN 4XAMH76A76A644835 ("ATV"), was purchased for non-consumer purposes. Based upon the Court's findings of fact, the Court enters the following conclusions of law: The co-debtor stay does not apply as to the ATV.