...may renew its motion to stay. The court dismisses the breach-of-contract claim (to the extent it is predicated on the Civil Authority Prohibits Use coverage) and the bad-faith claim with prejudice...“Dwelling,” “Dwelling Rental Activities,” “Broadened Home-Sharing Host Activities,” and “Civil Authority Prohibits Use” coverages. The first three.... at 82 (p. 79) (§ I.D.2(a)). 1.2 Coverages Requiring Direct Physical Loss to Neighboring Premises The “Civil Authority Prohibits Use” coverage...

...Policy provisions providing coverage for loss of use of the Plaintiff's property both for loss of fair rental value and where a civil authority prohibits use of.... . . [.] 3. Civil Authority Prohibits Use If a civil authority prohibits you from use of the "residence premises" as a result of direct...live in" or where the civil authority prohibits use of the property as a result of direct damage to neighboring premises. ¶ 15 Again, however, Plaintiff's Complaint fails to allege...

...Rental,” “Broadened Home-Sharing Host Activities,” and “Civil Authority Prohibits Use” coverages. The first three require a “direct physical...Physical Loss to Neighboring Premises The “Civil Authority Prohibits Use” coverage (Coverage D) provides that if a civil authority prevents the insured from using the “residence...property.In its opposition, the plaintiff did not address this argument, thus conceding the issue. The plaintiff also did not allege a viable claim under the Civil Authority Prohibits Use Coverage...

... 1. Additional Living Expense, 2. Fair Rental Value and 3. Civil Authority Prohibits Use below. 1. Additional Living Expense...