Ind. Code § 24-4.6-1-102 : TRADE REGULATION — SPECIAL PROVISIONS CONCERNING CERTAIN TRANSACTIONS — INTEREST LIMITS AND APPLICATION OF OTHER LAWS —4.6-1-102 - Rate in absence of agreement TEXT PDF When the parties do not agree on the rate, interest on loans or forbearances of money, goods or things in action shall be at the rate of eight percent (8%) per annum until payment of judgment. IC 24-4.6-1-102 Formerly: Acts1974 , P.L. 115, SEC.2.