W. Va. Code § 46-9-309 : UNIFORM COMMERCIAL CODE — SECURED TRANSACTIONS; SALES OF ACCOUNTS AND CHATTEL PAPER — EFFECTIVENESS OF SECURITY AGREEMENT; ATTACHMENT OF SECURITY INTEREST; RIGHTS OF PARTIES TO SECURITY AGREEMENT — PERFECTION —9-309 - Security interest perfected upon attachment TEXT PDF The following security interests are perfected when they attach: (1) A purchase-money security interest in consumer goods, except as otherwise provided in section 9-311(b) with respect to consumer goods that are subject to a statute or treaty described in section 9-311(a); (2) An assignment of accounts or payment intangibles which does not by itself or in conjunction with other assignments to the same assignee transfer a significant part of the assignor's outstanding accounts or payment intangibles; (3) A sale of a payment intangible; (4) A sale of a promissory note; (5) A security interest created by the assignment of a health-care-insurance receivable to the provider of the health-care goods or services; (6) A security interest arising under section 2-401, 2-505, 2-711(3) or 2A-508(5), until the debtor obtains possession of the collateral; (7) A security interest of a collecting bank arising under section 4-210; (8) A security interest of an issuer or nominated person arising under section 5-118; (9) A security interest arising in the delivery of a financial asset under section 9-206(c); (10) A security interest in investment property created by a broker or securities intermediary; (11) A security interest in a commodity contract or a commodity account created by a commodity intermediary; (12) An assignment for the benefit of all creditors of the transferor and subsequent transfers by the assignee thereunder; and (13) A security interest created by an assignment of a beneficial interest in a decedent's estate. W. Va. Code § 46-9-309