12 CFR 545.1 : Banks And Banking (§ 1.1 To Parts 1816-1899) — (§ 500.1 To Parts 592-599) — Office Of Thrift Supervision, Department Of The Treasury (§ 500.1 To Parts 592-599) — Federal Savings Associations - Operations (§ 545.1 To § 545.121) — General authority.

A Federal savings association may exercise all authority granted it by the Home Owners' Loan Act of 1933 (“Act”), 12 U.S.C. 1464, as amended, and its charter and bylaws, whether or not implemented specifically by Office regulations, subject to the limitations and interpretations contained in this part.