KAU v. STATE FARM MUTUAL AUTO INS

Had the plaintiff-appellee been a passenger in an uninsured or underinsured motor vehicle owned by a party not a member of the Kau household, she would have been covered by her father's uninsured motorist policy. See Palisbo v. Hawaiian Ins. and Guaranty Co., supra. Or had she been driving an automobile not owned by a member of the Kau household, she would still have been covered by her father's policy. See State Farm Automobile Ins. Co. v. Reaves, supra. It would be anomalous, and certainly inconsistent with the legislative intent, to hold that in those situations the statute would allow recovery but in the present situation it would not.