STERNBERG v. CITICORP CREDIT SERVICES, INC

John E. Hoffman, Jr.,

Stephen F. Ellman for

Edward Labaton, Mark J. Elder, Robert S. Schachter

Jonathan M. Plasse for Joseph Sternberg

another,

Sheldon V. Burman for Robert P. Shafton,

John H. Higgs

Michael B. Evanoff for Eastern States Bankcard Association,

,

another, amici

Robert Abrams, Attorney-General (Shirley Adelson Siegel, Harvey M. Berman

Douglas V. Ackerman of counsel), amicus