TARDY v. MORGAN GUARANTY TR. CO. OF NEW YORK

We agree with the IAS Court that the policy in question, which excludes coverage for "bodily injury to any employee of any named insured," unambiguously applies to bar coverage to an additional insured, such as appellants, against a claim by the primary insured's employee. As the provisions are clear and unambiguous, we must give them their plain and ordinary meaning, and refrain from rewriting the agreement (see, United States Fid. Guar. Co. v. Annunziata, 67 N.Y.2d 229).

Concur — Rosenberger, J.P., Wallach, Kupferman, Asch and Tom, JJ.