IN RE ROCHELLE SOMMERVILLE

KATHY SURRATT-STATES, Bankruptcy Judge

Upon consideration of the record as a whole, and consistent with the Findings of Fact and Conclusions of Law entered separately in this matter,

IT IS ORDERED THAT Plaintiff's Motion for Summary Judgement is DENIED and Defendants' cross-motions for summary judgment are GRANTED; and

The judgment on this Complaint is entered in favor of Rochelle Sommerville, Debtor and John V. LaBarge, Jr, Chapter 13 Trustee, Defendants and against Washington Mutual Bank F.A., Plaintiff.