BENEFICIAL OHIO, INC. v. ELLIS, 2007-1455 (2-3-2009)

Moyer, C.J., and Pfeifer, Lundberg Stratton, O'Connor, Lanzinger, and Boyle, JJ., concur.

O'Donnell, J., concurs separately.

Mary J. Boyle, J., of the Eighth Appellate District, sitting for Cupp, J.