DOBSON v. SUBSTITUTE TRUSTEE SERVICES, INC., 260A11 (N.C. 11-10-2011)

Legal Aid of North Carolina, Inc., by Celia Pistolis, John Christopher Lloyd, and Anne J. Randall, for plaintiff-appellant. Law Firm of Hutchens, Senter Britton, P.A., by John A. Mandulak, for defendant-appellees Wells Fargo Bank Minnesota, N.A., as Trustee for Equivantage Home Equity Loan Trust, 1996-4, and America's Servicing Company. Steven M. Virgil for North Carolina Association of Community Development Corporations, amicus curiae. Carlene McNulty and Judith Welch Wegner for North Carolina Justice Center; Carlene McNulty, Nina F. Simon, pro hac vice, and Joanne L. Werdel for Center for Responsible Lending; Carlene McNulty and Thomas A. Cox, pro hac vice, for Maine Attorneys Saving Homes; and North Carolina Justice Center, by Carlene McNulty, for North Carolina Advocates for Justice, AARP Foundation Litigation, Financial Protection Law Center, and National Association of Consumer Advocates, amici curiae.