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Shanmukam v. Nachu Ammal

Madras High Court
Sep 25, 1936
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Judgment Summary (Delivered by Varadachariar, J.)

Factual and Procedural Background

This appeal was brought by the 2nd defendant (an undivided minor son) against a decree for sale passed in a mortgagee's suit. The mortgage bond (Ex. A), dated 24 May 1924, was executed by the 1st defendant to secure repayment of Rs. 11,000; the 1st defendant executed the bond for himself and as guardian of the 2nd defendant. Ex. A purported to hypothecate six items of property purchased in the 1st defendant's name; in the first item the term “self-acquisition” was used, but that term was not used for the other items. The plaint named only the two defendants, although the Court noted two other joint-family members (the father and the uncle of the 1st defendant) existed.

An ex parte decree was initially passed against the defendants. On appeal that ex parte decree was set aside only as against the 2nd defendant; the original decree stood against the 1st defendant. At a second hearing the Subordinate Judge passed a mortgage decree in the ordinary form against the 2nd defendant as well, with liberty to apply for a personal decree in due course. The present appeal challenges the decree from that second hearing.

Legal Issues Presented

  1. Whether the plaintiff's omission to join other joint-family members (the father and uncle of the 1st defendant) as parties prevents the grant of a decree against the impleaded defendants.
  2. Whether the plaint's framing (and any description of the hypothecated properties as the 1st defendant's self-acquisition) precludes a mortgage decree against the 2nd defendant.
  3. Whether the description of the properties as "self-acquisition" in Ex. A (and authority such as Balwant Singh v. R. Clancy) requires a court to hold that only the 1st defendant's interest can be bound and that the son's interest is not bound.
  4. Whether the 1st defendant, who was not the manager of the joint family due to the existence of his father, had the power to bind his minor son's share in the joint family property by a mortgage (particularly where the mortgage secures antecedent debts).
  5. Issue actually framed and tried in the suit (issue 5): "Is the mortgage sued on true, valid and binding on the minor 2nd defendant?"

Arguments of the Parties

Appellant's Arguments

  • The plaintiff should have impleaded other joint-family members (the 1st defendant's father and uncle); failing that, the plaintiff is limited to relief only on the footing that the hypothecated properties were self-acquisitions of the 1st defendant, and therefore the 2nd defendant cannot be bound on the basis of joint family property.
  • The plaint was framed only on the footing that the hypothecated properties were the 1st defendant's self-acquisitions; therefore no mortgage decree should be passed against the 2nd defendant.
  • Reliance on Balwant Singh v. R. Clancy: because Ex. A describes at least one property as the 1st defendant's self-acquisition, it was argued that the 1st defendant did not intend to deal with the property in any other character and therefore only the 1st defendant's interests could be bound.
  • Main contention: because the 1st defendant was not the manager of the family (his father was alive), he had no power to bind his son's share in family property by a mortgage; reliance placed on Rayalu Ayyar v. Vairavan Chettiar (Appeals Nos. 406 and 467 of 1930).

Respondent / Plaintiff's Position (as reflected in the opinion)

  • The omission to implead other family members does not disentitle the plaintiff to a decree against the parties who were impleaded; the omission only leaves questions open as against non-impleaded persons.
  • By the time of framing issues the parties recognised that the question of the 2nd defendant's liability to be bound even if properties were joint family properties was to be tried (issue 5 was framed accordingly), so the 2nd defendant was not prejudiced by the form of the plaint.
  • The mortgage document (Ex. A) expressly made the 2nd defendant a party (the 1st defendant joined as guardian), which indicates the creditor insisted on the son's inclusion so that whatever interest the son might possess would be bound; thus the description as “self-acquisition” did not preclude binding the son's interest.
  • The plaintiff maintained that the debts secured by Ex. A (other than a specifically identified portion) were antecedent debts binding on the son; proof as to illegality or immorality of the debts was not seriously attempted by the appellant.

Table of Precedents Cited

Precedent Rule or Principle Cited For Application by the Court
Balwant Singh v. R. Clancy Authority relied on to say that a description of property as a father's self-acquisition indicates an intention not to deal with it in any other character. The Court rejected reliance on this decision to prevent binding the son's interest, holding that mere description does not conclude the question and that Ex. A's inclusion of the son as a party demonstrates intent to bind any son's interest.
Daulat Ram v. Mehr Chand (Privy Council) Shows that even where properties were described as solely belonging to certain members, other family members may be bound if the document as a whole indicates intent and the debt's purpose binds them. The Court cited it to support the view that description as self-acquisition is not decisive if the document and purpose show an intent to bind other family interests.
Girdharee Lal v. Kantoo Lal Quoted to show that ancestral property is not exempt from liability to pay father's debts; supporting the concept of the son's pious duty. The Court used it to explain the principle that a son's interest in ancestral property can be liable for the father's debts.
Hanooman Prasad's Case (Knight Bruce, L.J.) Statement: the son's freedom from obligation depends on the nature of the debt, not the nature of the estate. Quoted (via Girdharee Lal) to support that ancestral property can be liable for father's debts.
Nanomi Babuasin v. Modhun Mohun Principle that sons cannot assert rights against their father's alienation for antecedent debts (unless debts are immoral or illegal). Cited to reinforce that son's share may be liable for father's antecedent debts.
Sat Narain v. Rai Bahadur Sri Kishen Das (Judicial Committee) Affirmation of the view that son's share may be liable to satisfy father's debts. Noted as an authoritative affirmation supporting the liability of the son's share for father's debts.
Venkataramanaya Pantulu v. Venkataramana Doss Pantulu (Full Bench) Discusses limitation that voluntary dispositions require antecedent debts; introduced by stare decisis. Used to explain that although a limitation exists for voluntary dispositions, this does not confine the father's power to cases where he is the manager.
Brij Narain v. Mangal Prasad (Privy Council) Contrast between powers arising from father-son relationship and powers of a family manager; cited regarding the father's power and the manager's distinct powers. The Court relied on it to show that the father's power to bind the son's share is not limited to instances where the father is also the manager.
Veerayya v. Parthasarathi Appa Rao and Chhotey Lal v. Ganpat Rai Authorities referenced against limiting the doctrine of the son's pious obligation to cases where the father is the manager. Referred to as supporting the preponderance of authority that the son's obligation is not restricted to cases where the father is manager.
Rayalu Ayyar v. Vairavan Chettiar (Appeals Nos. 406 & 467 of 1930) Decision relied upon to argue that only a joint-family manager (and not the father in a non-managerial position) can bind minor members' interests in joint family property. The Court considered this decision but rejected its basis; the Court declined to adopt the limitation that the father's power to bind the son's share is confined to cases where the father is manager.
Vennimal Pillai v. P. & O. Banking Corporation Ltd. (Pandrang Row & K.S. Menon JJ.) Procedural approach used in drafting decrees and directions for further recovery where sale proceeds are insufficient. The Court adopted the same course — adding a direction allowing the plaintiff to proceed against remaining interests for recovery of the unpaid portion (Rs. 2,080) as a money claim.

Court's Reasoning and Analysis

The Court proceeded in stages, addressing the procedural and substantive objections and applying authorities on the father's power and the liability of a son's share:

  1. On the protest about non-impleading other family members, the Court held that omitting non-parties does not prevent granting relief against parties who were impleaded; the omission only leaves questions open as against the non-impleaded persons. The lower Court's approach on this point was accepted.
  2. On the complaint that the plaint was framed only on the footing of self-acquisition, the Court pointed out that by the time issues were framed (issue 5), the parties had recognised and tried the question whether the mortgage was binding on the minor. Consequently, any alleged prejudice from the plaint's form was not established and did not bar relief.
  3. Concerning the effect of describing property as "self-acquisition" (and reliance on Balwant Singh), the Court explained that previous decisions and Privy Council authority (Daulat Ram v. Mehr Chand) show that a mere description as self-acquisition does not conclusively prevent the son's interest from being bound; if the document as a whole and the purpose of the debt indicate an intent to convey or bind the son's interest, the court may hold the son's share bound. Here, the son was expressly joined in Ex. A, and the creditor insisted on the son's inclusion; accordingly the description of one item as self-acquisition did not preclude binding the son's interest.
  4. On the principal contention that, because the 1st defendant was not the family manager, he lacked power to bind his son's share, the Court engaged with the doctrine of the son's pious obligation and the father's power:
    • The Court reviewed authorities (Girdharee Lal, Hanooman Prasad, Nanomi Babuasin, Sat Narain) establishing that the son's interest in ancestral property can be liable for the father's antecedent debts; the son's obligation stems from the relationship of father and son and not from whether the father is family manager.
    • The Court distinguished two separate powers: (a) the father's power to dispose of the son's share for satisfying the father's debts (arising from parental relationship and the son's liability), and (b) the manager's power to dispose of family property for family necessity or benefit (a representative power). The Court held that prior authorities do not restrict the father's power to cases where he is the family manager.
    • Consequently the Court rejected the narrower view taken in Rayalu Ayyar v. Vairavan Chettiar, namely that only the family manager can be regarded as guardian of minor members for transactions relating to joint family property.
  5. Applying those principles to the facts, the Court held that the mortgage binds the 2nd defendant's share to the extent that the debts secured were antecedent debts. The Subordinate Judge correctly observed that there was no serious attempt to prove that the debts were illegal or immoral.
  6. On the quantum, the mortgage secured Rs. 11,000. The Court agreed with the lower court that all items except the last could be regarded as antecedent debts. The last item of Rs. 2,430 was analysed: Rs. 350 represented amounts disbursed to creditors for antecedent debts; the balance of Rs. 2,080 was acknowledged as cash then received, with an assertion it was for debts incurred "for the purpose of my family" but without adequate particulars. The Court found the lender's agent's evidence unsatisfactory and held the plaintiff had not discharged the burden of proof as to Rs. 2,080.
  7. Therefore the Court concluded that the mortgage is binding on the 2nd defendant's share only to the extent of Rs. 11,000 minus Rs. 2,080 = Rs. 8,920. The remaining Rs. 2,080 may be recovered only as a personal money claim (not under the mortgage).
  8. The Court adopted the procedural direction used in Vennimal Pillai to provide that if sale of the 1st defendant's share and the 2nd defendant's share (to the extent decreed) does not fully discharge the decree, the plaintiff may proceed against any remaining interests of the 2nd defendant in the hypothecated properties and against his interests in other joint family properties to recover the Rs. 2,080 with interest as per the lower Court's decree.
  9. The Court also corrected Clause 5 of the lower Court's decree to clarify that liberty to apply for a personal decree against the 2nd defendant is limited to the 2nd defendant's share in family properties and not against properties that are his own absolute properties.
  10. On costs, the Court declined to interfere with the lower Court's direction but ordered that the appellant pay three-fourths of the 1st respondent's costs in the appeal and the appellant pay the Court-fee due to Government on the memorandum of appeal.

Holding and Implications

Holding: The Court held that the mortgage is binding on the 2nd defendant's share in the hypothecated properties to the extent that the debts secured by Ex. A are shown to be antecedent debts. Concretely, the mortgage binds the 2nd defendant's share to the extent of Rs. 8,920 (Rs. 11,000 less Rs. 2,080). The balance of Rs. 2,080 is recoverable only as a personal money claim against the 2nd defendant and not by way of mortgage on his share.

The decree of the lower Court was modified to reflect these determinations, and Clause 5 was amended to clarify that any personal decree against the 2nd defendant can attach only to his share in family properties (not to properties that are his own absolute acquisitions). The Court directed that if sale of the relevant shares does not satisfy the decree, the plaintiff may proceed against any remaining interests of the 2nd defendant in the hypothecated properties and his interests in other joint family properties to recover the Rs. 2,080 with interest.

Implications: The decision applies settled principles described in the opinion — that the son's share may be liable for the father's antecedent debts and that the father's power to bind the son's share for such debts is not limited to situations where the father is the family manager. The direct effects are on the parties' rights of recovery and the scope of enforcement; the Court also modified the decree and made specific costs directions.

Final order (as expressed in the opinion): Decree modified. Costs directions as stated above.

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JUDGMENT

(Delivered by Varadachariar, J.)

This is an appeal by the 2nd defendant against a decree for sale passed in the mortgagee's suit. The 2nd defendant is the undivided minor son of the 1st defendant who executed the suit mortgage bond (Ex. A) on 24th May, 1924, securing repayment of a sum of Rs. 11,000 borrowed in the manner and for the purposes set forth in Ex. A. Besides the two defendants, it is stated that there are two other members in their joint family viz., the father and the uncle of the 1st defendant.

Ex. A purports to mortgage six items of properties which it would appear were all purchased in the name of the 1st defendant though he was only a junior member in the family. In respect of the first of these items, the document uses the following words “Property which I purchased as self-acquisition under a sale deed dated 27th March 1919 etc.” In respect of the other items, though a reference is made to the fact of purchase in the 1st defendant's name, the term self-acquisition is not used. The mortgage bond is executed by the 1st defendant for himself and as guardian of the 2nd defendant.

The suit was instituted against the two defendants only, and, in the first instance, an ex parte decree was passed against them. In proceedings to set aside the ex parte decree, the result of an order passed by this Court on appeal was that it was set aside only as against the 2nd defendant and the original decree stood as against the 1st defendant. At the second trial, the learned Subordinate Judge passed a mortgage decree in the ordinary form against the 2nd defendant also and provided for liberty to apply for a personal decree in due course. It is against the decree passed on the second hearing that this appeal has been filed.

It may be convenient at the outset to dispose of an objection taken with reference to the frame of the suit and the allegations in the plaint. It was argued that if the plaintiff wanted relief on the footing that the mortgaged properties are joint family properties, he should have added the father and the uncle of the 1st defendant as parties to the suit and in their absence the plaintiff must be limited to a remedy on the footing that the hypothecated properties are the self-acquisitions of the 1st defendant and that therefore no decree should be passed even against the 2nd defendant on the assumption of the hypothecated properties being joint family properties. We are unable to accept this contention as well founded. It may no doubt be open to the plaintiff to implead as parties to his suit persons who are not parties to the mortgage and seek to bind them by the mortgage. But that is very different from saying that if he does not implead such persons as parties to his suit, the omission disentitles him to a decree even as against persons impleaded. The only result of the omission will be to leave the question open as against the non-impleaded parties and this is the view which the lower Court has adopted in this case.

It was next contended on behalf of the appellant that the plaint is framed only on the footing that the hypothecated properties are the self-acquired properties of the 1st defendant and that therefore no mortgage decree ought to be passed as against the 2nd defendant. Whatever criticism the plaint may be open to, it is clear, as the lower Court points out, that by the time issues came to be framed in the case, the parties realised that the question of the 2nd defendant's liability to be bound by the mortgage even on the assumption that the properties hypothecated were joint family properties was one of the matters to be tried in the suit; and issue 5 was accordingly framed in these terms “Is the mortgage sued on true, valid and binding on the minor 2nd defendant?” In this view the 2nd defendant cannot claim to have been in any manner prejudiced by the form of the plaint; and, now that the question raised by the 5th issue has been fully tried, there is no reason for declining to grant to the plaintiff such relief as he may be entitled to on the assumption that the hypothecated properties are joint family poperties.

A cognate argument to the above was advanced in the following form, viz., that as Ex. A purports to describe the hypothecated properties or at least one of them as the self-acquisition of the 1st defendant, the Court must, on the authority of the decision in Balwant Singh v. R. Clancy hold that it was not intended by the 1st defendant to deal with the properties in any other character and accordingly only the 1st defendant's interests in the hypothecated properties can be held bound. The decision in Balwant Singh v. R. Clancy has been considered in several decisions of this Court where it has been pointed out that the mere description of the property dealt with by the father as his self-acquisition does not conclude the question whether the son's interests if any in the property even on the assumption that it is joint family property would be bound by the transaction or not. In addition to these cases, we may refer to an earlier decision of the Privy Council in Daulat Ram v. Mehr Chand where two members of a joint Hindu family purported to mortgage certain properties describing them as solely belonging to them. Their Lordships nevertheless held that the other members of the family would be bound by that mortgage and the execution sale following thereon, when it was clear from the document taken as a whole that their interests also were intended to be conveyed and it was also found that the purpose of the debt was one binding upon them. In the present case, any ambiguity arising from the use of the expression self-acquisition is removed by the fact that the 2nd defendant has been made a party to the document, represented by his father as guardian. The utmost that can be derived from the reference to the property as self-acquisition in the document is that the father might have claimed it to be his self-acquisition but as the creditor was not prepared to take any risk on that matter he insisted on the son also being expressly joined in the document so that whatever interest the son might possess in the properties hypothecated even if they should be held to be joint family properties might be bound by the transaction. In this view there is no force in the objection raised on the strength of the decision of the Privy Council in Balwant Singh v. R. Clancy.

The main argument however on behalf of the appellant was directed to the question raised by the 5th issue; and the appellant's learned Counsel contended that as the 1st defendant was not the manager of the family because of his father's existence, the 1st defendant had no power to bind his son's share in the family property by a mortgage, even though it be to secure repayment of the 1st defendant's antecedent debts. In support of this contention, he relied on a decision of a Bench of this Court in Appeals Nos. 406 and 467 of 1930 [Rayalu Ayyar v. Vairavan Chettiar]. That judgment, given on a similar document executed by the 1st defendant in this case, certainly supports the appellant's contention, but having given the matter our most respectful attention and consideration, we regret we are unable to take the same view. It may be convenient to clear the ground by referring at the outset to the connection between the Hindu Law doctrine as to the pious obligation of the son to pay the father's debts and the father's power to alienate joint family property including the son's share for the discharge of those debts.

As early as in Girdharee Lal v. Kantoo Lal their Lordships quoted the following passage from the judgment of Knight Bruce, L.J in Hanooman Prasad's Case, viz.,

“The freedom of the son from the obligation to discharge the father's debt has respect to the nature of the debt and not to the nature of the estate, whether ancestral or acquired by the creator of the debt”

and proceeded to explain this dictum as follows:

“That is an authority to show that ancestral property which descends to a father under the Mitakshara law is not exempted from liability to pay his debts because a son is born to him. It would be a pious duty on the part of the son to pay his father's debts, and it being the pious duty of the son to pay his father's debts, the ancestral property, in which the son as the son of his father acquires an interest by birth, is liable to the father's debts.”

The same idea was expressed by Lord Hobhouse in the following sentence in Nanomi Babuasin v. Modhun Mohun(3):

“The decisions have established the principle that the sons cannot set up their rights against their father's alienation for an antecedent debt, or against a creditor's remedies for their debts, if not tainted with immorality.”

The result of this view has been to treat even the son's share in the joint family property as at the disposal of the father to the extent necessary to discharge the father's debts unless they are illegal or immoral. It is on this footing that under S. 266 of the old Civil Procedure Code and S. 60 of the Code of 1908 the Courts have held that a decree against the father can be executed even against the son's share in the joint family property; and S. 53 of the Code of 1908 put the matter even more directly by providing that at the father's death joint property which under the Hindu Law would have been available for the satisfaction of his debts must be treated for the purpose of execution as assets descending to his undivided sons as legal representatives. Likewise, under the Insolvency Act, Courts in India have held that the Official Assignee in the father's insolvency can exercise the power which the father has under the Hindu Law to sell even his son's share in joint family property for the discharge of his debts. And this view has now been affirmed by the Judicial Committee in Sat Narain v. Rai Bahadur Sri Kishen Das(4) from Lahore. It is thus on the principle of the liability of the son's share for the discharge of the father's debts that the father's power of disposal of the son's share for the satisfaction of those debts has been based. It is true that a distinction has been made between an involuntary sale of the father's property for the satisfaction of his debts and a voluntary disposition by him, by introducing the limitation that in the lattar case the debt must be antecedent to the transfer of property and not contemporaneous with the transfer. As pointed out in the Full Bench Judgment of this Court in Venkataramanaya Pantulu v. Venkataramana Doss Pantulu and the Judgment of the Privy Council in Brij Narain v. Mangal Prasad this limitation was introduced on the principle of stare decisis; but in none of the cases has this power of the father been further limited by restricting it to cases in which he also happens to be the managing member of the joint family.

A person who is the managing member has in that capacity another kind of power of disposition over joint family property viz., that for purposes of family necessity or clear family benefit he may dispose of family property even to the extent of binding the shares of persons who are not his descendants. The two powers respectively possessed by the father and the manager have been contrasted in the judgment in Brij Narain v. Mangal Prasad. The one arises out of the relationship of father and son; the other arises out of a representative character, whether de jure or de facto, where the transferor is in management of the family property. There is no doubt reference in more than one place in the judgment in Brij Narain v. Mangal Prasad to the father as manager, but that is only to contrast the position of the father manager with any manager who is not a father and could not have been intended to restrict the powers of the father as such to cases in which he also happens to be the manager. Their Lordships only purported to state the rule deducible from the earlier decisions of the Board and no such limitation is found in the earlier decisions.

It has sometimes been attempted to restrict the doctrine as to the pious obligation of the son to pay his father's debts to cases in which the father also happens to be the manager. If this limitation were well founded, it would no doubt also follow that the father's power of disposing of the son's share for the satisfaction of his own debts must be likewise limited: but the preponderance of authority is against the limiting of the doctrine of the pious obligation of the son to cases where the father also happens to be the manager. [See Veerayya v. Parthasarathi Appa Rao and Chhotey Lal v. Ganpat Rai. Even in Rayalu Iyer v. Vairavan Chettiar(5) the learned Judges gave a decree against the minor defendant as on a ‘money claim’. There can indeed be no justification for any such limitation when it is remembered that the son's obligation to pay his father's debts was under the original Smritis independent of the possession of assets or joint family property. It depended purely upon the relationship of father and son. It is only by case-law developed during the early part of the 19th century and by Statute Law in the Bombay Presidency that the liability of the son for the father's debts was limited to assets and to joint family property. The true basis of the obligation therefore is the relationship of father and son and not the accident of the father being the manager of the joint Hindu family.

In view of these considerations, we find ourselves unable to accept the basis on which the decision in Rayalu Ayyar v. Vairavan Chettiar has proceeded. The learned Judges say that so far as the transactions relating to joint family property are concerned, it is only the joint family manager and not the father that can be regarded as the guardian of minor members of the family and as competent to transfer their interests. This will undoubtedly be true so far as transactions sought to be supported on the basis of family necessity or benefit are concerned; but as we have endeavoured to show, the liability of the son's share in the family properties to be called upon to satisfy his father's debts exists independently of its liability to be sold or mortgaged for the purposes of the larger family. To the extent required for satisfying the father's debt, there can be no doubt that the father's creditor can attach and sell not merely the father's share of the joint family property but also the son's share and for this purpose it makes no difference that the father is only a junior member. If the creditor can so attach and sell, it seems to us to follow for the reasons that we have already stated that the father has the power to transfer the son's share also for the same purpose. Otherwise the creditor cannot reach the son's share as falling within the language of S. 60 or S. 53 Civil Procedure Code which undoubtedly postulates that the father has got the power so to transfer.

We hold that the suit mortgage is binding upon the 2nd defendant's share in the hypothecated properties to the extent to which the debts referred to in Ex. A are shown to be antecedent debts. The learned Subordinate Judge has pointed out that no serious attempt has been made to prove that the debts as such are not binding upon the son on the ground of illegality or immorality.

As stated already, the mortgage bond was executed to secure repayment of a sum of Rs. 11,000. Out of this amount, we agree with the lower Court that all the items mentioned in Ex. A except the last may be regarded as antecedent debts or otherwise binding on the son. As regards the last item of Rs. 2,430 the learned Judge rightly points out that a sum of Rs. 350 must be held to have passed for the discharge of antecedent debts, because it represents the amount disbursed to the creditors referred to in some of the previous items. In respect of the balance of Rs. 2080, the document acknowledges it as cash then received. There is no doubt a further statement that it was required for discharging other debts incurred “for the purpose of my family”; but no details are available as to the debts so discharged. The evidence of P.W 3 as to the kind of enquiry which the lender's agent is said to have made for the purpose of satisfying himself that there were antecedent debts to be thus discharged is far from satisfactory. The creditor will not discharge the burden of proof lying upon him merely by saying that he found it inconvenient to press the father to give details of the debts which he had or proposed to discharge when the father said that it was a delicate matter. We must accordingly hold that the mortgage Ex. A is as such binding upon the share of the son the 2nd defendant, in the hypothecated properties, only to the extent of Rs. 11,000 minus Rs. 2080 or Rs. 8920. This sum will carry interest as per the terms of the lower Court's judgment. In respect of the balance of Rs. 2080 the plaintiff will be entitled to relief against the 2nd defendant only as on a money claim and not on the mortgage as such. Adopting the course followed by Pandrang Row and K.S Menon JJ. in Vennimal Pillai v. P. & O. Banking Corporation Ltd. we would add a direction in the decree to the effect that if after the sale of the share of the 1st defendant in the hypothecated properties for the full amount of the decree already passed by the lower Court and of the 2nd defendant's share in the hypothecated properties for the amount for which we are now giving the plaintiff a mortgage decree as against the 2nd defendant the amount of decree is not fully discharged, the plaintiff will be entitled to proceed against the 2nd defendant's interests in the hypothecated properties if any still remaining and against his interests in other joint family properties for the recovery of this sum of Rs. 2080 with interest as per the terms of the lower Court's decree.

As regards the direction in Cl. 5 of the lower Court's decree, relating to the liberty to apply for a personal decree, appellant's learned Counsel drew our attention to an inaccuracy which may perhaps mislead the Court at later stages of this suit. As drafted, that clause provides for liberty to apply for a decree against the 1st defendant personally and the other properties of defendants 1 and 2. There is no objection to the general reference to the other properties of the 1st defendant but so far as the other properties of the 2nd defendant are concerned, it ought to be made clear that the liability can attach only to the 2nd defendant's share in family properties and not to properties which can be regarded as his own. Cl. 5 of the lower Court's decree will be modified so as to make this clear.

We do not think it necessary to interfere with the direction of the lower Court as to costs. As regards the cost of this appeal, we think it proper to direct that the appellant will pay three-fourths of the 1st respondent's costs in the appeal and the appellant will himself pay the Court-fee due to Government on the memorandum of appeal.

N.R.RDecree modified.