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Amir Husain v. Abdul Samad

Allahabad High Court
Apr 1, 1937
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Opinion Summary — Defendants' Appeal in Suit for Possession on the Strength of a Usufructuary Mortgage

Factual and Procedural Background

On 13 May 1920 Tufail Ahmad executed a usufructuary mortgage for Rs. 9,750 of certain zamindari properties in favour of Abdul Ghani. The defendants in the suit are the heirs of the mortgagor Tufail Ahmad; there is also a defendant who is a subsequent transferee from the mortgagor but the court did not consider that party at present. Abdul Ghani had three wives and several children; the plaintiff is Abdul Ghani's son and sued alone for recovery of possession of the entire mortgaged property, alleging succession under a will in his favour. The plaintiff later abandoned proof of the will (no proof led, possibly because such a will in favour of an heir would have been void) and nevertheless did not implead his sister Hakim-un-nissa. The suit was instituted on 29 April 1932, within twelve years of the mortgage deed.

The defendants' main defences at trial were (a) denial of the mortgage and its consideration, and (b) a plea of non-joinder that all heirs of Abdul Ghani were necessary parties. The trial court decided those points against the defendants and awarded the plaintiff a decree, but only in respect of his legal share (specified as 35/64 sihams of the share of Abdul Ghani) and not for the entire estate. The trial court also specified the plaintiff's proportionate share in the mortgage money; one item of the mortgage money was not proved but the remainder was established. No cross-appeal was brought by the plaintiff against the limited decree. This appeal challenges that decision.

Legal Issues Presented

  1. Whether non-joinder of other heirs (notably the plaintiff's sister) was a fatal defect requiring dismissal of the suit or reversal of the decree.
  2. Whether, under the evidentiary and statutory rules governing attestation, the mortgage deed was properly attested so as to support the plaintiff's claim — in particular, (a) whether the defendants' pleadings constituted a specific denial of attestation requiring proof of attestation by at least two witnesses, and (b) whether the evidence adduced proved attestation.
  3. Whether the statutory definition of "attested" (as introduced by Act XXVII of 1926 into the Transfer of Property Act, reproducing the phrase "personal acknowledgment") alters the rule so as to require an express or verbal acknowledgment by the executant rather than an acknowledgment that can be inferred from conduct or the surrounding circumstances.

Arguments of the Parties

Appellants (Defendants) — Principal Contentions

  • Denial of the mortgage and its consideration — the mortgage deed and the consideration for it were disputed.
  • Plea of non-joinder — all heirs of Abdul Ghani were necessary parties; failure to implead them (notably Hakim-un-nissa) rendered the suit defective (counsel relied on Order XXXIV, rule 1).
  • Attestation insufficiency — it was contended that (i) the plaintiff should have proved attestation by at least two witnesses, and (ii) in any event the evidence did not establish even a single attestation because most signatories and witnesses were dead and the remaining testimony was inadequate.
  • On statutory interpretation of "personal acknowledgment": the appellant contended the legislature introduced the word "personal" to restrict the meaning of "acknowledgment", implying the need for a stricter or express form of acknowledgment than under English law.

Respondent (Plaintiff) — Principal Contentions

  • The plaintiff relied on the mortgage deed and pleadings: the written statement did not amount to a specific denial of proper attestation but merely put the plaintiff to proof in respect of execution/attestation.
  • Even if co-heirs were proper parties, the plaintiff was entitled to a decree for his legal share; the trial court correctly limited the decree to the plaintiff's share, mitigating any prejudice from non-joinder.
  • The plaintiff produced the evidence of the surviving attesting witness (Muhammad Rashid, the mukhtar), and relied on the principle that where there is no specific denial of attestation one attesting witness is sufficient (as held by the Full Bench in the cited authority).
  • On interpretation of "personal acknowledgment", the respondent's position (as presented in the opinion) was that the additional word made no material difference to the law: an acknowledgment may be inferred from conduct and presence, consistent with English authorities and earlier Indian decisions.

Table of Precedents Cited

Precedent Rule or Principle Cited For Application by the Court
Lachman Singh v. Surendra Bahadur Singh (Full Bench) The Full Bench drew a distinction between (1) cases where execution and attestation are not admitted, and (2) cases where validity of the mortgage is specifically denied. It held that in the former, proof of one attesting witness is sufficient if the document bears more than one attestation; in the latter a mortgagee must prove attestation by at least two witnesses. The court treated this Full Bench opinion as binding and applied it to hold that the defendants' written statement did not amount to a specific denial of attestation; therefore proof of one attesting witness sufficed.
Shamu Patter v. Abdul Kadir Ravuthan (Privy Council) Considered whether attestation of a mortgage deed was sufficient where attesting witnesses signed on an acknowledgment received from the mortgagor; referred to English authorities and contrasted provisions governing wills and mortgages. The court referred to the Privy Council's observations as background to why the legislature later defined "attested" in the Transfer of Property Act; the judgment considered that the Privy Council had pointed out differences between attestation rules for wills and mortgages.
Manickbai v. Hormasji Bomanji Illustrated that in an Indian case a testator handing a paper to witnesses and asking them to attest it (without expressly stating he had signed) could amount to sufficient "personal" acknowledgment under the Indian Succession Act; showed the word "personal" did not necessarily require an express verbal acknowledgment. The court relied on this decision to support the view that the word "personal" in the statutory definition did not mandate an express verbal acknowledgment and that acknowledgment could be inferred from conduct.
Inglesant v. Inglesant (English authority) An English case where a testator's conduct (being present, will lying open with appropriate heading) was held sufficient for acknowledgment by the testator in the presence of witnesses even though the testator said no words. The court cited this as an English ruling establishing that an acknowledgment need not be express; it used the example to show that under English law an acknowledgment inferred from conduct suffices and that similar reasoning supports the finding here.

Court's Reasoning and Analysis

The court proceeded in two main lines of analysis: (A) non-joinder and its consequences, and (B) sufficiency of attestation and the evidence supporting it.

A. Non-joinder

The court observed that the trial court had limited the decree to the plaintiff's legal share (35/64 sihams) rather than granting possession of the entire mortgaged property. Because the plaintiff obtained a decree only for his own share, the potential prejudice to defendants from non-joinder was mitigated. The court noted that a co-mortgagee may be entitled to possession as against the mortgagor and could theoretically recover possession of the entire property so long as the integrity of the mortgage is not broken, but that to protect other co-mortgagees it may be necessary to implead them. The court accepted that impleading could be ordered even at a late stage of appeal but concluded that, on the facts before it, the omission to implead was not a fatal defect as the decree was limited to the plaintiff's share and any subsequent suit by the non-impleaded sister could only relate to the remaining share if still within time.

B. Attestation — legal standard and evidence

The court first addressed the pleading point: the defendants' written statement in several paragraphs simply "not admitted" which put the plaintiff to proof but did not amount to a specific denial of proper attestation. A specific paragraph (paragraph 18) spoke only to non-admission of validity if the document were without consideration; the court interpreted this as not amounting to a specific denial of proper attestation.

Relying on the Full Bench decision in Lachman Singh v. Surendra Bahadur Singh, the court applied the distinction that where there is merely a non-admission or plea putting the mortgagee to proof, the mortgagee need prove only that the executant signed in the presence of an attesting witness and that one attesting witness suffices if the document on its face bears attestation by more than one person. Only where there is a specific denial of the mortgage's validity on attestation grounds would the mortgagee be required to prove attestation by at least two witnesses. Applying that principle, the court held one attesting witness was sufficient in the present case.

The court then examined the surviving evidence. Most original signatories and witnesses were dead except for the mukhtar, Saiyid Muhammad Rashid, who had been examined at trial. His testimony was recounted: he stated that Abdul Ghani brought the deed, told the witness in the presence of Tufail Ahmad that the latter had executed it and asked the witness to sign as a marginal/identifying witness; the mukhtar signed and identified Tufail Ahmad when the sub-registrar read the document and asked Tufail Ahmad if he had executed it. The court accepted this witness's evidence, as did the trial court which had seen him in the witness-box, and therefore found that the witness attested on the basis of an acknowledgment made in the presence of the executant.

The court considered the statutory and comparative law context. It noted section 68 of the Evidence Act was satisfied since one attesting witness was called. It examined section 3 of the Transfer of Property Act (as amended by Act XXVII of 1926) which defines "attested" and incorporates the phrase "personal acknowledgment of his signature or mark". The court surveyed the authorities and legislative history, including the Privy Council's treatment in Shamu Patter's case which had highlighted differences between attestation for wills and mortgages, and an earlier Indian decision (Manickbai) which had treated an inferred acknowledgment as sufficient under the Indian Succession Act.

The court rejected the appellant's contention that the word "personal" requires an express verbal acknowledgment by the executant and concluded that the legislature did not intend to introduce an expressness requirement. Rather, "personal" was understood in context to require the presence of the executant and allowed for acknowledgment to be inferred from conduct. The court found that under English authority and relevant Indian decisions the acknowledgment need not be expressly verbal and that the facts here established a valid attestation by acknowledgment received from the executant (Abdul Ghani's statement in the presence of Tufail Ahmad and the witness attesting without dissent by the executant).

Holding and Implications

APPEAL DISMISSED WITH COSTS.

Consequences for the parties: the decree of the court below is affirmed in the respects challenged on this appeal — notably the finding that the plaintiff proved sufficient attestation and the non-fatal character of the non-joinder in the circumstances. The plaintiff retains the decree in respect of his legal share (35/64 sihams) and the trial court's specification of the plaintiff's proportionate share in the mortgage money stands. The court noted that any suit by the omitted heir could only concern the remainder of the estate not awarded to the plaintiff, and thus the defendants are not prejudiced by the present outcome.

The opinion does not purport to announce any novel or broader precedent beyond applying and following existing Full Bench and other authorities; the decision affirms the trial court on the facts and law considered.

Show all summary ...

Sir Shah Muhammad Sulaiman, C.J and Bennet, J.:— This is a defendants' appeal arising out of a suit for recovery of possession of certain properties on the strength of a usufructuary mortgage. On the 13th of May, 1920, Tufail Ahmad executed a usufructuary mortgage for Rs. 9,750 of certain zamindari properties in favour of Abdul Ghani. The defendants first parties are the heirs of the mortgagor Tufail Ahmad. The defendant second party is the subsequent transferee from the mortgagor with whom we are not just at present concerned. Abdul Ghani had three wives, from whom he had one son, the plaintiff, and two daughters, one of whom Aziz-un-nissa, is now dead. The suit was brought by the plaintiff alone for recovery of possession of the entire property, without impleading his sister Hakim-un-nissa, on the allegation that under a will he had succeeded to the estate of his father Abdul Ghani. This case was given up and no proof was led as regards this will, possibly because the will in favour of an heir would have been void. The plaintiff did not choose to implead his sister even after he decided not to press his case as regards the will. The suit was instituted on the 29th of April, 1932, just within twelve years of the mortgage deed.

The main defence was a denial of the mortgage and its consideration. There was a further plea that all the heirs of Abdul Ghani were necessary parties and that the suit was defective on account of non-joinder. These points have been decided against the defendants by the court below.

As regards the plea of non-joinder, it may be pointed out that the court below has given the plaintiff a decree in respect of his legal share only, namely 35/64 sihams in respect of the share of Abdul Ghani and not in respect of the entire estate. There is no cross-appeal preferred by the plaintiff. The court below has also specified the plaintiff's share in the mortgage money, which implies that when in future the defendants wish to redeem the property decreed to the plaintiff, they would have to pay only a proportionate share of the mortgage money. One item of the mortgage money has not been found to be proved but the rest has been established. The amount of the mortgage money is not challenged before us. It seems to us that if the plaintiff had impleaded his sister also he would certainly have been entitled to a decree for possession, provided there was no other defect, of the entire mortgaged property as the defendants would be in possession without title and the integrity of the mortgage had not been broken. The plaintiff, however, has got a decree for his share only. The defendants can in no way be prejudiced by any subsequent suit being brought by Mst. Hakim-un-nissa, as that suit, if it is still within time, can relate only to the share which the plaintiff has not got. The learned counsel for the defendants has argued before us that under order XXXIV, rule 1, it was incumbent on the plaintiff to implead all persons having an interest in the mortgage security or in the right of redemption. But the present suit is for recovery of possession of the mortgaged property and is not one in which a decree under order XXXIV would have to be ultimately passed. A co-mortgagee may well be entitled to possession as against the mortgagor but he is entitled to recover possession of the entire estate as he has an interest in every inch of the ground so long as the integrity of the mortgage is not broken, although it may be necessary in order to protect the interest of the other mortgagee to implead him. Indeed, such a mortgagee can be impleaded even at a late stage of the appeal. We, therefore, think that it is not a fatal defect.

The next point urged is that it was incumbent on the plaintiff to prove that at least two witnesses had attested the document and that the evidence in this case falls short of proving attestation by two witnesses. In the plaint the plaintiff had set forth the mortgage deed and its particulars and had asserted that there was a relation of mortgagee and mortgagor between the parties. In the opening part of the written statement, paragraphs 1, 2 and 3 of the plaint were simply “not admitted” which meant that the defendants were putting the plaintiff to proof without positively asserting the contrary. The only paragraph where the plea was specifically taken is paragraph 18 which is in the following terms: “If Abdul Ghani obtained any document without consideration its validity (binding character) is not admitted by these defendants. Neither Abdul Ghani himself paid any, money to Sheikh Tufail Ahmad, deceased, nor was any debt paid by him (Abdul Ghani) on his Dehalf.” Comparing this with the original written statement there is no doubt that what the plea was intended to mean was that if the document was without consideration, then it was not binding on the defendants. This in our opinion does not amount to a specific denial of proper attestation of the mortgage deed.

In the Full Bench case of Lachman Singh v. Surendra Bahadur Singh (1) a distinction was drawn between the case (1) “Where the execution and attestation of the deed are not admitted” and (2) “Where the validity of the mortgage is specifically denied.” In the former case the Full Bench held that the mortgagee need prove only this much that the mortgagor signed the document in the presence of an attesting witness and one man attested the document; provided the document on the face of it bears the attestation of more than one person. In the latter case it must be proved by the mortgagee that the mortgage deed was attested by at least two witnesses: (Page 1058).

It follows therefore that where the mortgagor has merely not admitted the execution or attestation of the document and has put the mortgagee to proof, then there being no specific denial of attestation, the attestation of one witness is regarded by the Full Bench as being sufficient. It is not necessary for us to consider the authorities on which this view was based, because the opinion of the Full Bench is binding upon us. It is only in the case where there is not only a want of an admission but a specific denial of the validity of the mortgage that the mortgagee is called upon to prove attestation of two witnesses. On the view that we have taken of the written statement we must hold that there was no specific denial of the validity of the mortgage on the ground of want of proper attestation, and we must therefore hold that the proof of one attestation, in view of the opinion expressed by the Full Bench, was quite sufficient.

It is next contended before us that even one attestation has not been established by the defendant. Both the mortgagor Tufail Ahmad and the mortgagee Abdul Ghani are dead, and the scribe Muhammad Shafi also is dead. One of the attesting witnesses Raj Kumar Lal is also dead. Mr. Saiyid Muhammad Rashid, mukhtar, was another attesting witness who was alive when the case was before the trial court and was examined as a witness. He also has since then died. So the plaintiff's case rests entirely on the evidence of Mr. Muhammad Hash in which was taken down by the court below. * * * We have therefore to go by the attestation of Mr. Rashid Ahmad only in this case.

The mukhtar's evidence was that he remembered that Sheikh Tufail Ahmad had executed the deed and he was an attesting and an identifying witness and that he did identify Tufail Ahmad at the time of the registration. He further stated: “Abdul Ghani brought the deed to me and he asked me to put my signature on the deed and told me in presence of Tufail Ahmad that Tufail Ahmad had executed the deed and the deponent should sign and bear witness to that deed. So I signed the deed as marginal witness. I do not remember if any other attesting witness did sign the deed.” In cross-examination he said: “When I reached the registration office then the signature of Tufail Ahmad was being taken. The deed had been presented by Tufail Ahmad, his signature about the presentation was being taken. The document was then read over to Tufail Ahmad by the sub-registrar who asked him if he had executed it and Tufail Ahmad replied that he had executed it. Tufail Ahmad then signed the deed again in the presence of the registration officer and then. I put down my signature of identification of Tufail Ahmad.”

There is no reason to disbelieve the statement of this witness who has been believed by the court below who saw him in the witness-box. We must, therefore, take it that Abdul Ghani brought the document to this witness in the presence of Tufail Ahmad and told the witness that Tufail Ahmad had executed it and asked the witness to attest the document, and it was on this that the witness signed the deed as a marginal witness. The evidence therefore proves that he attested the document on the statement made by Abdul Ghani in the presence, of Tufail Ahmad that Tufail Ahmad had executed it.

The requirements of section 68 of the Evidence Act were fulfilled because one of the attesting witnesses was actually called by the mortgagee. The question is whether the requirements of section 3 of the Transfer of Property Act have been fulfilled. That section defines the meaning of the word “attested”, which is a necessary condition for a mortgage under section 59. Section 3 requires that such an attesting witness must either have seen the executant, or other person who signs for him, sign the document or “has received from the executant a personal acknowledgment of his signature or mark or of the signature or mark of such other person”, and each of such witnesses has signed the instrument in the presence of the executant. There can be no doubt that the attestation of Muhammad Rashid would under the English law be a sufficient attestation made on the acknowledgment of the mortgagor. According to the English rulings it is not necessary that the acknowledgment should be express and should have been made verbally by the executant. In several cases where the executant was present and the attesting witnesses signed the document in his presence on being assured that he had executed the will, it was held that there had been sufficient acknowledgment. In Inglesant v. Inglesant the deceased had signed her will in the presence of one witness; on the entry of the second witness a person present directed him to sign his name under the testatrix's signature. He did so and the second witness also subscribed the will. The deceased was in the room but said no word during the proceeding. The will was lying on the table open and had a heading in large characters that was the last will and testament, etc. It was held that the deceased acknowledged her signature in the presence of two witnesses. So far as the attestation of a will is concerned, it is in India governed by the Indian Succession Act which uses the expression “personal acknowledgment” which occurs in section 3 of the Transfer of Property Act also. In the English Wills Act (1 Vict. Cap. XXVI, section 9) the section is similar except that the word “personal” does not occur therein.

Before 1926 there was no express definition of “attestation” in the Transfer of Property Act, but under that Act attestation was necessary for a mortgage deed. In Shamu Patter v. Abdul Kadir Ravuthan (2), their Lordships of the Privy Council had to consider the question whether a mortgage deed was sufficiently attested if the attestation had been made by witnesses on an acknowledgment received from the mortgagor. Their Lordships referred to several English authorities in support of the view that the word “attestation” by itself did not include the signing of a document by witnesses on an acknowledgment of the testator. At page 615 their Lordships quoted section 50 of the Indian Succession Act, which was stated substantially to have taken the place of the Indian Will, Act of ??? but their Lordships considered that the provisions of that section were different and would not be applicable to the attestation of a mortgage deed which was governed by section 68 of the Evidence Act and section 59 of the Transfer of Property Act. In quoting section 50 of the Indian Succession Act their Lordships did not lay any emphasis on the word “personal” used therein.

In 1926 the legislature by Act XXVII of 1926 amended the Transfer of Property Act and for the first time introduced this definition. As already pointed out, the words “personal acknowledgment of his signature or mark, etc.” have been reproduced from section 50 of the Indian Succession Act.

On behalf of the respondent it is urged that the word “personal” should make no material difference and that the law is the same in India as in England. It is on the other hand contended on behalf of the appellant that the legislature has thought fit to introduce an additional word “personal” in order to restrict the meaning of the word “acknowledgment” and that the English law has not been adopted in extenso. No doubt the word “personal” occurs in the Indian Acts, though it does not occur in the corresponding section of the English statute, but it is certainly not the equivalent of the word “express” and the legislature has not insisted on there being an express acknowledgme it of the signature by the executant. All that is necessary is that the acknowledgment should be “personal”. It was undoubtedly the intention of the legislature that the mortgagor should be present at the time because the section requires that the attesting witnesses must sign the instrument in the presence of the executant. It may well be that the intention of the legislature was that the acknowledgment should have been made by the executant himself and not through an agent at a time when the executant is not present. There is no doubt some difficulty created by the use of this additional word, but we find that in one of the earliest cases in this country, Manickbai v. Hormasji Bomanji , the testator had produced a paper saying that it was his will and had asked the witnesses to attest it, which they did. He had not actually mentioned that he had signed it or that the signature was his. It was held by Green, J., that this was a sufficient acknowledgment by the testator of his signature to his will and that the introduction of the word “personal” into section 50 of the Indian Succession Act, which word had not occurred in the English Wills Act (1 Vict. Cap. XXVI, section 9), was not material in a case like the one before him. No case has been cited before us where it has been held in India that there should be an express acknowledgment by the executant and that such an acknowledgment cannot be inferred from his conduct at the time when the document is attested by witnesses; for example, by his gestures or in other ways. It may, therefore, be presumed that when the legislature in 1926 reproduced the words of section 50 of the Indian Succession Act it was aware of the interpretation put on similar words by the courts in India, and the definition was introduced because their Lordships of the Privy Council in Shamu Patter's case had pointed out that the law as regards the method of attestation was different with regard to mortgage deeds and wills. We, therefore, think that on the whole there is no ground for assuming that the law in India is different from that in England. As already pointed out, the facts proved in this case establish a valid attestation under the English law. We, therefore, think that we must accept the finding of the court below that the mortgage deed had been duly attested on acknowledgment received from the executant, because Abdul Ghani had stated in the presence of Tufail Ahmad that the document had ibeen executed by him and had asked Muhammad Rashid to attest it and the latter attested it without any dissent having been expressed by the executant Tufail Ahmad.

We accordingly dismiss this appeal with costs.