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Shri Hans Raj And Others v. Neelam Chopra And Another
Structured Summary of the Provided Opinion (Pritpal Singh, J.)
Factual and Procedural Background
An accident occurred on 23 December 1978 at about 11:30 a.m. at the crossing of Sectors 34/35 and 43/44 in Chandigarh involving a scooter driven by the deceased Mohan Lal Suri (with Neelam Chopra on the pillion) and a truck driven by Shri Chand. Mohan Lal Suri died at the spot; Neelam Chopra was injured.
The truck belonged to Hans Raj (owner), was insured with New India Assurance Company, and financed by Punjab and Sind Bank. Two separate claim petitions under Section 110-A of the Motor Vehicles Act were filed arising from the same accident: one by the mother (Maina Wati) and sister (Sunita/Sunita Suri) of the deceased, and the other by the injured Neelam Chopra. Both petitions were tried jointly by the Motor Accident Claims Tribunal, Chandigarh.
The Tribunal held the truck driver Shri Chand responsible for the accident, awarded Rs. 200,000 to the mother and sister jointly, Rs. 100,000 to Neelam Chopra, limited the insurer's liability to Rs. 50,000 in each case, and awarded interest at 10% per annum. Four appeals followed: two by Shri Chand, Hans Raj and the Insurance Company (F.A.O. Nos. 177, 260 of 1983) and two by Punjab and Sind Bank (F.A.O. Nos. 272, 273 of 1983). The claimants filed cross-objections. The appeals and cross-objections were heard together.
Legal Issues Presented
- Who was responsible for the accident (i.e., was the truck driver Shri Chand rash and negligent or was the deceased Mohan Lal Suri negligent)?
- Whether Sunita Suri (sister of the deceased) is entitled to claim compensation as a dependent/legal representative under Section 110-A of the Motor Vehicles Act?
- Whether Punjab and Sind Bank, as the financier of the truck, is vicariously liable to pay compensation arising out of the accident?
- Whether the quantum of compensation awarded by the Tribunal (Rs. 2,00,000 to mother and sister; Rs. 1,00,000 to Neelam Chopra) is excessive and what appropriate amounts should be awarded?
Arguments of the Parties
Claimants' Arguments
- The accident was caused by rash and negligent driving of the truck driver Shri Chand.
- Sunita Suri (sister) and Maina Wati (mother) claimed compensation for the death of Mohan Lal Suri under Section 110-A of the Motor Vehicles Act.
- Neelam Chopra claimed compensation for injuries and loss of earnings/medical expenses.
Respondents' / Appellants' Arguments
- Shri Chand and Hans Raj (driver and owner) contended the accident was due to negligence of the deceased Mohan Lal Suri and denied responsibility.
- The owner and driver challenged Sunita Suri's right to claim compensation as a dependent.
- The Insurance Company aligned with owner Hans Raj and pleaded that its liability is limited to Rs. 50,000 in each case (presumably under policy limits).
- Punjab and Sind Bank (financer) denied any liability on the ground that merely financing the truck does not fix liability for compensation; they asserted lack of control over the vehicle.
- The appellants challenged the quantum awarded by the Tribunal as excessive.
Table of Precedents Cited
| Precedent | Rule or Principle Cited For | Application by the Court |
|---|---|---|
| Jagan Nath v. Ganesh (1981 A.C.J. 483) | Application of Section 145 of the Evidence Act concerning the requirement to put contradictory statements to a witness before using them in evidence. | The Court relied on this authority to hold that Exhibit R.2 (a statement from the criminal trial) could not be used because the contradictory portion was not confronted to Mohinder Singh (PW 7) as required by Section 145. |
| Parkash Chand v. Pal Singh (Full Bench) — 1985-1 87 PLR 538 | The proposition that brothers and sisters of the deceased are not dependents for the purposes of claiming compensation; reliance on intestate succession categories under Section 8 of the Hindu Succession Act. | The Court applied this Full Bench ruling and the reasoning about succession categories to hold that Sunita Suri (sister) is not entitled to claim compensation in presence of category (a) successors (here, the mother). |
| Zabar Singh v. Prithi Chand — 1984 86 PLR 240 | Principle that a financier of a vehicle is not vicariously liable for payment of compensation unless it had control of the vehicle (i.e., mere financing does not attract liability). | The Court followed this precedent to hold that Punjab and Sind Bank, being merely the financier without control, is not liable to pay compensation and the Tribunal erred in making the Bank liable. |
| Tulsi Ram v. Shri Pritam Singh (F.A.O. No. 128 of 1968; decided 31 Mar 1971) | Authority that financiers may be liable where they exercised control over the vehicle and represented themselves as owners (e.g., were named as owners in insurance policy). | The Court distinguished this authority on its facts (there the financiers were in control and named as owners) and held it inapplicable to the present case where the Bank did not assert control or ownership. |
Court's Reasoning and Analysis
The Court conducted a fact-centric evaluation of the evidence presented before the Tribunal and reasoned as follows.
-
Credibility and weight of eyewitness testimony:
- Neelam Chopra (PW 8), who was on the scooter, described the facts: drums in the middle of the crossing, the scooter had crossed the drums, and the truck driven at high speed came from Aroma Hotel side and struck the scooter, dragging it and Neelam for about 40 yards.
- Two independent eyewitnesses, Nanu (PW 6) and Mohinder Singh (PW 7), corroborated Neelam Chopra's account, stating the scooter was at moderate speed and had covered more than half the crossing when the truck came at very high speed and hit the scooter.
- The Court carefully examined a later change in Nanu's testimony: after more than two years, in the criminal trial he changed his statement favoring the truck driver. The Court considered the earlier Tribunal-recorded statement (in 1979) to reflect the true state of affairs and found the later resiling to be motivated by desire to help the truck driver. The Court accepted the earlier version as reliable.
- Regarding Mohinder Singh (PW 7), the Court declined to use a statement from the criminal trial (Exhibit R.2) allegedly contradicting his earlier testimony, because it had not been confronted to him as required by Section 145 of the Evidence Act; thus Exhibit R.2 could not be used and the Tribunal's reliance on PW 7's original testimony stood.
-
Rejection of defence witnesses:
- The driver and owner produced Joginder Singh (RW 3) and Surinder Gupta (RW 4) who asserted the accident resulted from the deceased's negligence. The Court found their presence at the scene doubtful because the investigating officer (PW 10) recorded only PW 6 and PW 7 as eyewitnesses and did not mention RW 3 and RW 4. It was not even suggested to PW 10 that RW 3 and RW 4 were present. Consequently their testimony was rejected.
-
Photographic and physical evidence:
- Photographs (Exhibits P.3, P.6, P.11, P.12) taken by photographer Semma Singh (PW 12) showed that the deceased had almost passed the crossing and had crossed the drums when the truck hit the scooter. Brake marks indicated the truck was travelling at high speed and stopped only after covering substantial distance post-impact. The Court found these exhibits to support the claimants' case that the truck was speeding and the driver failed to stop in time.
-
Legal duties applicable at a crossing:
- The Court cited Regulation 6 of the Tenth Schedule of the Motor Vehicles Act, which imposes a duty on drivers to slow down when approaching a crossing and not to enter unless they can safely do so without endangering persons already on the crossing. The evidence established that the scooter had entered the crossing and the truck driver failed to slow or yield, violating this regulation. This supported the Tribunal's finding that the truck driver was rash and negligent.
-
Entitlement of the sister (Sunita Suri):
- The Court applied the Full Bench decision in Parkash Chand v. Pal Singh and the classificatory scheme under Section 8 of the Hindu Succession Act: brothers and sisters fall into category (b) and are excluded from inheritance in presence of category (a) successors. The mother (Maina Wati) is a category (a) successor. Consequently, Sunita was held not to be a dependent or legal representative capable of claiming compensation under Section 110-A in presence of the mother.
-
Liability of the financier (Punjab and Sind Bank):
- The Court held that mere financing does not amount to control of the vehicle. Vicarious liability for compensation rests with the employer/owner who exercised control, not a financier who did not control the vehicle. The Court followed Zabar Singh v. Prithi Chand and distinguished Tulsi Ram on its facts (where financiers were in control and named as owners/insurers). Therefore the Bank was not liable.
-
Quantum of compensation:
- For the mother (Maina Wati): The Court accepted the deceased's total monthly income (Rs. 700 as claimed by claimants: Rs. 450 salary and Rs. 250 extra). Considering the mother’s dependency and the prospect that dependency would reduce upon the deceased's expected future marriage, the Court quantified monthly dependency at Rs. 250 (Rs. 3,000 per year). Applying a multiplier of 16 produced Rs. 48,800, rounded to Rs. 50,000.
- For Neelam Chopra: The Court accepted proven loss of salary of Rs. 3,000 and medical expenses of Rs. 10,000 (as found by the Tribunal). Taking into account the nature and extent of injuries (multiple fractures and permanent deformity/shortening) and pain and suffering, the Court held that a total award of Rs. 50,000 (inclusive of loss of pay and medical expenses) was reasonable and reduced the Tribunal's award as excessive.
Holding and Implications
Primary holdings (as distilled from the opinion):
- Liability for accident: The Court affirmed that the accident was caused by the rash and negligent driving of the truck driver Shri Chand. The Tribunal's finding to that effect was upheld.
- Entitlement of sister: The claim of Sunita Suri (sister) was dismissed; she is not entitled to claim compensation in the presence of the mother (a category (a) successor under the Hindu Succession Act).
- Liability of Punjab and Sind Bank: The appeals by the Punjab and Sind Bank (F.A.O. Nos. 272 and 273 of 1983) were allowed; the Tribunal was wrong to make the Bank liable and both claim petitions against the Bank are dismissed.
- Quantum of compensation: The awards were reduced. The mother (Maina Wati) and Neelam Chopra are each awarded Rs. 50,000 (instead of the larger amounts previously granted by the Tribunal).
- Interest and parties liable for payment: The driver Shri Chand, the owner Hans Raj and New India Assurance Company Limited (the insurer) remain liable; they are to pay Rs. 50,000 each to the mother and Rs. 50,000 to Neelam Chopra, with interest at 12% per annum from the dates of their respective claim petitions until realization.
- Procedural result: There will be no order as to costs. The cross-objections filed by the claimants are dismissed.
Direct consequences and implications:
- The Bank, being merely a financier without control, is absolved of liability in this case; this affirms that financing alone does not create vicarious liability absent control or ownership attributes as in the Tulsi Ram fact pattern.
- The Court limited recoveries to Rs. 50,000 each for the successful claimants (mother and injured party) and increased the interest rate awarded (to 12% per annum from dates of claim petitions) as compared to the Tribunal's 10% rate.
- No broader legal rule was newly declared; the Court applied established principles (statutory duties at crossings, evidentiary rule under Section 145, succession-based dependency analysis, and financier-liability precedents) to the facts and adjusted the quantum based on proof of income, dependency, injuries and accepted multipliers.
Final disposition (as recorded in the opinion): The appeals by the Bank were allowed and the claims against it dismissed; the appeals by the driver, owner and insurer were partly allowed; Sunita Suri's claim was dismissed; Maina Wati and Neelam Chopra were each awarded Rs. 50,000 with interest at 12% per annum from the dates of their respective claim petitions until realization; no order as to costs; cross-objections dismissed. The opinion concludes: "Appeal allowed."
Pritpal Singh, J.:— An accident took place on December 23, 1978 at about 11.30 a. m. at the crossing of sectors 34/35, 43/44 at Chandigarh in which the scooter driven by the deceased Mohan Lal Suri, and the truck driven by Shri Chand respondent were involved. Neelam Chopra was sitting on the pillion seat of the scooter. As a result of the accident Mohan Lal Suri died at the spot and Neelam Chopra sustained injuries. The truck belonged to Hans Raj respondent and it was insured with the New India Assurance Company. The truck was financed by the Punjab and Sind Bank. In the wake of the accident two separate, claim petitions under Section 110-A of the Motor Vehicles Act were filed against the aforesaid Shri Chand, Hans Raj, New India Assurance Company and the Punjab and Sind Bank; one by Smt. Malna Wati and Sunita Suri, mother and sister respectively of the deceased Mohan Lal Suri and the other by the injured Neelam Chopra. Both the petitions, having arisen out of the same accident, were tried jointly by the Motor Accident Claims Tribunal, Chandigarh.
2. The case of the claimants before the Tribunal was that the accident had taken place due to the rash and negllgent driving of the truck driver Shri Chand. This was denied by Shri Chand and Hans Raj respondents According to them the negligence on the part of the deceased Mohan Lal Suri had resulted in the accident. They also challenged the right of the deceased's sister to claim compentation. The Insurance Company teed the line of the Insurer Hans Raj, owner of the truck, and pleaded that in any case its liability is restricted to Rs. 50000/- in each of the two cases. The Punjab and Sind Bank denied its liability to pay any compensation due to the accident. The Bank contended that, simply because it had financed the truck, no liability for payment of compensation can be fixed on it.
3. The Tribunal, on appraisal of evidence, held that the accident was attibutable to the rash and negligent driving of the truck driver Shri Chand. The sister of the deccased Mohan Lal Suri, namely Sunita Suri was found entitled to claim compensation on account of her brother's, death. She and Smt. Maina Wati, mother of the deceased, were granted compensation of Rs. 2,00,000/- against all the four respondents Neelam Chopra was also awarded compensation of Rs. 1,00,000/- against the respondents. In both the cases interest at the rate of 10 per cent per annum from the date of application till realization was allowed on the amounts of compensation. The liability of the Insurance Company was declared limited to Rs. 50,000/- in each case.
4. From these two awards of the Tribunal four appeals have arisen; two filed by Shri Chand, Hans Raj and the Insurance Company and the ether two by the Punjab and Sind Bank (F.A.O Nos. 177, 260 of 1983 and F.A.O Nos. 272 and 273 of 1983 respectively). In these appeals the two awards of the Tribunal granting compensation to the mother end sister of the deceased and to the injured Neelam Chopra have been assailed. The claimants have also filed cross-objections in all the four appeals. Common questions of fact and law being involved in all the four appeals and the cross-objections the game are being decided together.
5. The foremost question for determination is as to who was responsible for the accident. Admittedly, the deceased Mohan Lal Suri was going on his scooter from the side of Attawa and was proceeding towards Burail. The truck driven by Shri Chand came from the side of Aroma Hotel. Both the vehicles collided at the crossing of Sectors 34/35-43/44. Neelam Chopra claimant who was sitting on the pillon seat of the scooter appeared as PW 8 and gave description of the accident. She stated that some drums were placed in the middle of the crossing. When the scooter had crossed the drums, the truck driven at a high speed came from the side of Aroma Hotel and hit the scooter. The deceased Mohan Lal Suri fell down with the impact whereas she herself was dragged along with the scooter by the truck upto a distance of 40 yards. The statement of Neelam Chopra was supported by the two eye-witnesses, namely. Nanu (P.W 6) and Mohinder Singh (PW 7). Both of them stated that the scooter was being driven at a moderate, speed, and had covered more than half of the area of the crossing when the truck came to the crossing from the side of Aroma Hotel at a very fast speed and it hit the scooter. They corroborated the statement of Neelam Chopra that Mohan Lal Suri fell on the ground due to the accident and Neelam Chopra along with the scooter was dragged by the truck upto a distance of about 35 to 40 yards. The statements of these two witnesse were recorded on December 13, 1979. Subsequently, on the prayer of the appellants. Nanu (PW6) was recalled for further cross-examination after a lapse of about 2-½ years. He was allowed to be further cross-examined on May 6, 1982. This further cross-examination was necessitated because in the meantime the driver of the truck had been prosecuted in a criminal Court for causing the death of Mohan Lal Suri by his rash and negligent driving, and in those proceedings Nanu (PW 6) had appeared as a prosecution witness. By that time, apparently, he had been won over by the truck-driver which becomes obvious from the fact that as a prosecution witness in that case he changed his story completely and stated that the truck was coming at a slow speed and that the deceased Mohan Lal Suri had caused the accident by his negligent driving of the scooter. When be was further cross examined, he re-iterated his later statement made is the criminal Court and declared that his earlier statement recorded by the Tribunal on December 13, 1979 was wrong. Evidently, this witness had changed his version after a lapse of more than two years simply to help the truck driver in the criminal trial, I am convinced that the earlier version of the accident given by him before the Tribunal supporting the statement of Neelam Chopra (PW 8) portrayed the true state of affairs. Even if on account of his later resiling from the earlier statement, the evidenciary value of his statement is rendered doubtful, there is still the testimony of the other eye witness Mohinder Singh (PW 7) who had categorically deposed that the accident had taken place due to the rash and negligent driving of the truch driver. The learned appellant's counsel drew my attention to Exhibit R. 2 which is a copy of the statement supposedly given by Mohinder Singh (PW 7) in the aforesaid criminal trial. Relying upon the contents of Exhibit R. 2 the learned counsel contended that Mohinder Singh (PW 7) had also resiled from his earlier statement which he made before the Tribunal when he appeared in the criminal trial. The learned claimant's counsel objected that since Mohinder Singh (PW 7) had not been confronted with the statement Exhibit R. 2, this statement recorded in the criminal case cannot be used as evidence in this case. I find that this objection is well-founded. In the light of Section 145 of the Evidence Act, Exhibit R. 2 not having been confronted to Mohinder Singh (PW 7) cannot be used as evidence. The requirement of Section 145 is that the portion of the statement by which a witness is sought to be contradieted, must be put to him unless that is done the contradictory statement would not be read in evidence. I am supported in this view by an earlier judgment of this Court in Jagan Nath v. Ganesh . 1981 A.C.J 483..
6. The driver and the owner of the truck produced Joginder Singh (RW 3) and Surinder Gupta (RW 4) who stated that they had witnessed the accident According to them the accident had taken place due to the negligent driving of the deceased Mohan Lal Suri. The testimony of these witnesses has been rightly rejected by the Tribunal Manifestly their presence at the time of accident is extremely doubtful Assistant Sub-Inspector Sandal Singh (PW 10) who reached the spot soon after the accident stated that only Nanu (PW 6) and Mohinder Singh (PW 7) were present and their statements were recorded by him as the eye-witnesses. Be does not speak of the presence of Joginder Singh (RW 3) and Surlnder Gupta (RW 4) and it was not even sugested to him that these two persons had also witnessed the occurrence. No reliance can, therefore, be placed on the testimony of these witnesses.
7. The testimony of the claimant Neelam Chopra (PW 8) is also supported by the photographs taken by the Photographer Semma Singh (PW 12) The photographs Exhibits P. 3, P. 6, P. 11 and P. 12 clearly show that the deceased had almost passed the crossing, and had already crossed the drums which were lying in the middle of the crossing, when the truck hit the scooter. The brake marks indicate that the truck was being driven at a very high speed and it was stopped after a substantial distance had been covered by it after the accident. These photographs fully support the case of the claimants, that the speed of the truck was so fast that the driver was not able to stop the vehicle at once when it hit the scooter.
8. It is significant to note that the accident took place at a crossing. A duty is imposed upon the driver of a motor vehicle by Regulation 6 of the Tenth Schedule of the Motor Vehicle Act to slow down when approaching a crossing and not to enter it until he has become aware that he can do so without endangering the safety of the persons who are already on the crossing. This Regulation has been clearly violated by the truck driver. It is proved from the statement of Neelam Chopra (PW 8), supported by the photographs Exhibits P. 3, P. 6, P. 11 and P. 12, that the scooter driven by the deceased had already entered the crossing. Neelam Chopra stated that the truck was about 40 yards away from the crossing when the scooter had already entered the crossing. In such a situation it was incumbent upon the truck driver to have slowed down before entering the crossing and to let the scooter pass. What I find here is that unmindful of the presence of the scooter the truck driver entered the crossing at a great speed and hit the scooter J, therefore, find, no infirmity in the finding of the Tribunal that the accident had been caused due to rash and negligent driving of the truck driver Shri Chand.
9. The contention of the appellants that Sunita, sister of the deceased, is not entitled to claim compensation has merit and deserves to be accepted. It has been held by a Full Bench of this Court in Parkash Chand v. Pal Singh . 1985-1 87 PLR 538., that brothers or sisters of the deceased are not his dependents. It was further observed that an estate of a Hindu is inheritable in accordance with the provisions of the Hindu Succession Act, Section 8 of which deals with the intestate succession to a male. According to this Section, brothers and sister fall in category (b). By virtue of the said section, person falling in category (a) excludes the persons mentioned in category (b). As such in the presence of successors of category (a), the brothers or sisters could not even lay claim to the estate of the deceased and, therefore, could not be considered to be such legal representatives as could file an application for compensation in terms of Section 110 A of the Motor Vehicles Act. In the present case the mother of the deceased belongs, to the category (a) of the successors and in her presence the sister is incompetent even to lay claim to the estate of the deceased. It is, therefore, plain that Sunita Suri is not entitled to claim any compensation from the appellants on account of the death of her brother.
10. The next point for consideration is whether the Punjab and Sind Bank who had financed the truck involved in the accident is liable to pay compensation. The answer must be in the negative. The Bank was simply a Financer of the truck and it had no control whatsoever on the vehicle. The vicarious liability to pay compensation would be that of the employer of the truck driver and not the Financer unless, the control of the vehcile was with the Financer. The Tribunal was, therefore, clearly in error in making the Bank liable to pay compensation. In this view I am supported by an earlier judgment of this Court in Zabar Singh v. Prithi Chand . 1984 86 PLR 240.. The learned claimant's counsel placed reliance on a judgment of this Court in Tulsi Ram v. Shri Pritam Singh . F.A.O No. 128 of 1968., F.A.O No. 128 of 1968, decided on March 31, 1971. However, this judgment is inapplicable to this case. In that particular case the Financers were in control of the vehicle and had insured the same claiming to be its owners. The Financers were roferred to as owners in the Insurance Policy. In those peculiar, circumstances it was held that the Financers were liable to pay compensation. Evidently, the facts of the present case are quite different and it is not even suggested that the Punjab and Sind Bank wore in control of the vehicle at the time of accident. Thus, simply, because the Bank had financed the truck, it would not make them liable to pay compensation to the claimants.
11. I will now take up the controversy regarding the quantum of compensation. The Tribunal, as stated earlier, has granted compensation of Rs. 2,00,000/- to the mother and sister of the deceased and Rs. 1,00,000/- to Neelam Chopra (PW 8) who was injured in the accident. It is contended on behalf of the appellants that the amounts of compensation allowed by the Tribunal are highly excessive. In my view this grievance is not without merit.
12. So far as the compensation which should be granted to Smt. Maina Wati due to the death of her son Mohan Lal Suri is concerned, it is the claimant's own case that the monthly income of the deceased was Rs. 700/- per month. Didar Singh, employer of the deceased, appeared as PW 3 and deposed that the deceased was working with him as an electrician on a salary of Rs. 450/- per month. The claimant Smt. Maina Wati, as well as Bishamber. Nath (PW 14), brother of the deceased, stated that besides this salary the deceased used to earn extra Rs. 250/- per month from private jobs. There is no rebuttal to this testimony. The deceased was a bachelor and his mother Smt. Maina Wati was dependent on him. He was about 25 years old at the time of accident and it can be fairly assumed that he would have got married within a few years. Till he was married he would probably have spent a large portion out of his income upon his mother but after the marriage the dependency of the mother would have been considerably reduced. It would, therefore, be fair to quantify Rs. 250/- per month as dependency of the mother which comes to Rs. 3000/- per year. Applying the normal multiplier of 16 the amount of compensation to which Smt. Maina Wati is entitled comes to Rs. 48,800/-. However, in order to round off the figure it will be reasonable to allow a compensation of Rs. 50,000/- to her.
13. Now taking the case of the claimant Neelam Chopra (PW 8), there is no dispute that she suffered loss of salary to the extent of Rs. 3,000/- on account of the accident. Harish Chander (PW 4) stated that Neelam Chopra was working as a Clerk in the Printing and Stationery. Department of Haryana at a monthly salary of. Rs. 380/-. She remained on leave from 26th December; 1978 to 25th October, 1979 and during this period she was on leave without pay for 21 days in February, whole of March and 20 days in April 1979. For the remaining period she was paid half salary. In this way she had indeed suffered a loss of Rs. 3,000/-. The Tribunal allowed Rs. 10,000/- to her as medical expenses and I see no reason to interfere with this finding. Dr. V.P Bansal (PW-13) informed that Neelam Chopra was admitted in the P.G.I, Chandigarh, on 23rd December, 1978 and was discharged on 11th February, 1979. Follow up treatment continued even thereafter. The doctor stated that Neelam Chopra had sustained following injuries:—
(1) Fracture of the left humerus;
(2) Fracture of pelvis.
(3) Subtrochanteric fracture of the left femur.
(4) She had crushed injury of both feet and these injuries on both feet were compound.
14. He further added that due to the injuries suffered by Neelam Chopra her leg has shortened by 1 and permanent deformity of her great toe of the left foot has been caused. Considering the nature and extent of the injuries suffered by Neelam Chopra, evidently she must have undergone a great deal of pain and suffering. What is more, her permanent disabilities mentioned above would crutall her enjoyment of life. There can be no precise measure of determining the amount of compensation for the pain and suffering undergone by her and the consequent deformity to which she has been subjected on account of the accident, but taking an overall view of the circumstances she should be granted in all compensation of Rs. 50,000/- including the loss in pay and medical expenditure. The compensation quantified by the Tribunal is unreasonably excessive.
15. As a result of the aforesaid, the two appeals filed by the Punjab and Sind Bank (F.A.O Nos. 272 and 273 of 1983) are allowed and both the claim petitions against the Bank are dismissed. The two appeals filed by the driver Shri Chand, the owner of the truck Hans Raj and M/s New India Assurance Company Limited are also partly allowed. The claim petition of Sunita Suri stands dismissed. The claimants Maina Wati as well as Neelam Chopra will now get Rs. 50,000/- each as compensation from these three appellants besides interest at the rate of 12 per cent per annum from the dates of their respective claim petitions upto realization of the amounts awarded to them. There will be no order as to costs. The cross objections filed by the claimants also stand dismissed.
R.M.S
Appeal allowed.
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