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The New India Assurance Company Ltd., Saharanpur v. Shri Sudesh Bhalla And Others Claimants-

Allahabad High Court
May 26, 1990
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Judgment Summary — Motor Accident Claim Appeals (G.D. Dube, J.)

Factual and Procedural Background

These two appeals arise from a judgment and order of the Motor Accident Claims Tribunal, Bijnor, which allowed the claimants' petition and directed two appellants to pay a total of Rs. 60,000 together with costs and interest at 6% per annum. The distribution made by the Tribunal (which the High Court later modified) had assigned Rs. 40,000 (plus Rs. 100 costs) to the U.P. State Road Transport Corporation and its officers (opposite parties 2–4), and Rs. 20,000 (plus Rs. 50 costs) to New India Assurance Company (the insurer).

Material facts as found in the record: On 15-02-1977 Prithviraj Bhalla, a commission agent and resident of Muzaffar-Nagar, was travelling in a private taxi (No. USF 7476) on the Muzaffar-Nagar–Noorpur route driven by Jaipal Singh. A U.P. Roadways bus (No. USA 8193) driven by Javed Akhtar was proceeding on Bijnor–Behtaur Road. The two vehicles collided at the Noorpur crossing at about 11:20 a.m. The taxi overturned into a khudd (a ditch); the injured was taken first to the Noorpur dispensary and then to the district hospital at Bijnor where he died on 16-02-1977.

The Tribunal found both drivers negligent and apportioned liability (60% to the bus and 40% to the taxi). The claimants had alleged negligence on the part of the bus only; defendants denied liability and contended the claimed quantum was excessive. The High Court consolidated and decided the two appeals by a common judgment.

Legal Issues Presented

  1. Whether the bus owner/corporation was liable for the accident and, if so, the correct apportionment of liability between the bus and the taxi (i.e., contributory negligence allocation).
  2. Whether Regulations 6 and 7 of the Driving Regulations (Tenth Schedule to the Motor Vehicles Act, 1939) applied to and were violated by the drivers, and how such violations affected liability.
  3. Whether the Insurance Company could be made liable where the Tribunal had not passed a decree against the owner (i.e., whether a decree against the insured owner was a precondition for enforcement against the insurer under S.96 read with S.95 of the Motor Vehicles Act, 1939).
  4. Whether the appellate court may enhance compensation in favour of the respondent-claimants even though the claimants did not file a cross-objection (i.e., applicability of Order 41, Rule 33 C.P.C., to appeals under the Motor Vehicles Act).
  5. Appropriate quantum of compensation (annual contribution, multiplier and any deductions) given the deceased's age and contribution to family maintenance.

Arguments of the Parties

Claimants' Arguments

  • The U.P. Roadways bus was driven negligently and rashly; the taxi driver was not negligent.
  • The deceased's life expectancy in his family was alleged up to age 70 and projected future earnings (claimed Rs. 1,70,000) supporting a substantial compensation figure.
  • Reference to a criminal conviction of the bus driver (for offences under Ss. 279 and 304-A IPC) was placed on record to support the contention of negligent driving by the bus driver.
  • Claimants sought enhancement of the award by applying a multiplier of 16 rather than the multiplier of 10 used by the Tribunal Judge.

Corporation's (U.P. State Road Transport Corporation) Arguments

  • Regulations 6 and 7 of the Driving Regulations (Tenth Schedule to the Motor Vehicles Act, 1939) were cited to argue the car (taxi) driver had violated the rules and therefore the Corporation should not be held liable.
  • It was contended that the taxi driver should have slowed down or waited before entering the intersection and that the bus, a heavy vehicle proceeding on the main road, should have been allowed to cross.
  • The Corporation relied on several precedents (e.g., Sital Dei v. Ram Singh Pearey Lal, Subsini Panda v. State of Orissa, District Transport Corporation Society Ltd. v. Janak Rani) in support of their position that the bus was not at fault or that liability should be apportioned differently.
  • Criticised the Tribunal Judge's application of a precedent (Maya Mukherji) and contended that, if the bus had the last opportunity to avoid the accident, that would not justify apportioning 60% liability to the bus-owner as the precedent suggested a 40% liability for the vehicle that had the last opportunity.

Insurance Company's Arguments (New India Assurance Co.)

  • The Tribunal had not passed any decree against the car owner; therefore, the Insurance Company contended it could not be required to satisfy the judgment against the insured (relying on S.96 and S.95 provisions of the Motor Vehicles Act, 1939).
  • The insurance company raised this as a point of law and contended the absence of a decree against the insured was fatal to recovery from the insurer on the basis of the Tribunal's order as it stood.

Respondents' (Claimants') Additional Submission on Quantum

  • Although the respondents did not file a cross-objection, they contended the award was grossly inadequate and sought enhancement — specifically urging the use of a multiplier of 16.

Table of Precedents Cited

Precedent Rule or Principle Cited For Application by the Court
Sital Dei v. Ram Singh Pearey Lal, 1974 ACJ 458 (Delhi) Relied on by the Corporation to argue right-of-way/absence of bus fault at an intersection. The Court held the facts of that case were not applicable to the present matter; the cited case did not justify absolving the bus-owner of greater liability here.
Subsini Panda v. State of Orissa, 1984 ACJ 276 Relied upon by the Corporation concerning entry to main road and liability allocation. The High Court found the facts of that case distinguishable and not applicable to the present collision where both vehicles appeared to be driven at high speed.
District Transport Corporation Society Ltd. v. Janak Rani, AIR 1984 P & H 317 : 1984 ACJ 477 (P & H) Relied on by the Corporation to support its contention on allocation of fault when one vehicle is entering the main road. The Court held the circumstances in that authority were different (vehicle entering main road at high speed) and therefore it did not apply to absolve the bus-owner of substantial liability in the present case.
Maya Mukherji v. Orissa Co-operative Insurance, 1978 ACJ 292 : AIR 1976 Ori 224 Invoked by the Tribunal Judge to support the proposition that the vehicle on the main road had a right of way and that the other vehicle should have yielded. The High Court observed that the Tribunal had misapplied the ratio: in that case the vehicle with the last opportunity was held liable to 40% only; the Tribunal's allocation of 60% to the bus (despite finding the bus had the last opportunity) lacked explained reasoning.
Govind Singh v. A.B. Kailasham, 1975 ACJ 215 : AIR 1975 Mad 65 Cited in relation to reliance on criminal conviction and assessment of negligent driving. The High Court considered this case while observing that the bus driver's criminal conviction (Ss. 279 & 304-A IPC) and the circumstances (taxi overturned into khudd) supported the Tribunal's conclusion that the bus was driven at high speed and bore substantial responsibility.
1974 Accident Cases Journal 458 Referred to by the Court when distinguishing factual situations relied upon by the Corporation. The Court noted the factual differences (example: loading of rera with grass in that authority) and found the precedent inapplicable to the present facts.
Sumanbai v. State of M.P., AIR 1982 MP 62 Considered in the context of Order 41, Rule 33 C.P.C. and whether an insurance company or respondent may challenge quantum without filing an appeal. The High Court noted the decision: while O.41 R.33 can be invoked, the particular benefit of that provision was not held available to the insurance company in Sumanbai; the case was considered in the course of assessing conflicting authorities.
National Insurance Co. Ltd. Jaipur v. Tulasi Devi, AIR 1988 Raj 191 Relied upon for the proposition that an appellate court can grant relief to respondents under O.41 R.33 C.P.C. even if they did not file a cross-objection. The High Court cited this authority as supporting the position that the appellate court may enhance compensation in favour of the respondent-claimants notwithstanding the absence of a cross-objection.
Pannalal v. Bombay State, AIR 1963 SC 1516 Referred to in the context of appellate powers under O.41 R.33 C.P.C. The High Court acknowledged reliance upon this authority in the course of assessing the scope of relief available to respondents on appeal.
Murari Lal v. Gomati Devi, 1985 (2) ACC 158 Referenced regarding the power of appellate courts to grant relief under O.41 R.33 in motor claim matters. The High Court cited this as one of the authorities supporting the proposition that an appellate court can adjudicate and grant relief to respondents even without a cross-objection.

Court's Reasoning and Analysis

The High Court undertook a step-wise analysis, grounded in the trial record and statutory/regulatory framework:

  1. Evidence assessment and contributory negligence:

    The Tribunal had found both drivers negligent. The High Court examined the evidence and noted that key witnesses (including the bus driver and taxi driver) were not produced by the Corporation. A material eyewitness (P.W.3, local resident Sukhri Singh) said the bus dashed against the taxi, which overturned into a khudd. The High Court concluded that the factual matrix supported the Tribunal's finding that both vehicles were being driven at high speed and were negligent.

  2. Applicability of Driving Regulations (Regulations 6 and 7, Tenth Schedule):

    Regulation 6 requires drivers to slow down when approaching intersections; Regulation 7 requires giving way as applicable. The Court emphasized that Regulation 6 applies to all drivers, including those on the main road, and found no evidence that the bus driver had complied with Regulation 6 (i.e., slowed down). Consequently, the Corporation's contention that the bus was not at fault was rejected on the ground that the bus driver might also have been in breach.

  3. On criminal conviction and inference of speed/negligence:

    The claimants produced the record of a criminal case in which the bus driver admitted guilt and was convicted under Ss. 279 and 304-A IPC. The High Court held that the conviction and the fact that the taxi overturned into a khudd supported an inference that the bus was driven at high speed and bore substantial responsibility for the accident.

  4. On misapplication of precedent by the Tribunal:

    Although the Tribunal relied on Maya Mukherji to support right-of-way reasoning, the High Court concluded that the Tribunal misapplied the ratio because in the cited case the vehicle with the last opportunity to avoid the accident was found liable to the extent of 40% only. The Tribunal had not explained why it assigned 60% to the bus despite invoking that precedent.

  5. Apportionment of liability:

    Taking the total evidence into account, including the criminal conviction and eyewitness testimony, the High Court agreed that both drivers were at fault. It upheld the tribunal's apportionment in principle — that the corporation should bear a greater share — and specifically affirmed that the corporation was liable to the extent of 60% (and the taxi owner 40%).

  6. Insurance company and decree against owner:

    The Insurance Company's objection that no decree was passed against the car owner was noted as a correct statement of law under S.96 (the insurer is required to satisfy a judgment passed against the insured person covered by the relevant policy). The High Court observed that this was a mistake by the trial Judge and corrected it in the appellate order by directing that a decree be taken against the car owner (opposite party No.1) so as to make recovery from the insurer possible.

  7. Power to enhance compensation without cross-objection (Order 41, Rule 33 C.P.C.):

    The Court analyzed the procedural regime applicable to appeals from Motor Accident Claims Tribunals, noting that while the Accident Claims Tribunal Rules govern procedure before the Tribunal, appeals to the High Court follow the Civil Procedure Code where applicable. The Court held that Order 41, Rule 33 C.P.C. may be applied by the High Court in such appeals and that the appellate court had power to grant relief to respondents even if they had not filed cross-objections. The Court relied on a line of authorities (including National Insurance Co. Ltd. v. Tulasi Devi and others) to sustain this conclusion.

  8. Quantum of compensation — multiplier and deduction:

    The deceased was 38 years old at death. The Tribunal had assessed annual contribution at Rs. 6,000 and applied a multiplier of 10. The High Court found no dispute about the annual contribution figure and accepted a higher multiplier of 16 as reasonable given the remaining working years (the Court reasoned the deceased's active contribution to maintenance could be normally for more than 20 years). The High Court calculated total loss as Rs. 96,000 (6,000 × 16) and then allowed a standard deduction of 20% for contingencies and lump-sum nature, arriving at Rs. 77,800 as the appropriate total compensation.

  9. Correction of arithmetic and apportionment in the final decree:

    The Tribunal's initial arithmetic allocation (60%/40% of Rs. 60,000) should have resulted in Rs. 36,000 for the corporation and Rs. 24,000 for the insurance company. The High Court corrected calculation errors and apportioned the final award of Rs. 77,800 in the ratio 60% (corporation) / 40% (insurance company), resulting in Rs. 46,680 payable by the Corporation and Rs. 31,120 payable by the Insurance Company. Interest at 6% from the date of application and the costs awarded by the lower court were ordered to be paid proportionately by the Corporation and the Insurance Company.

Holding and Implications

Holding: APPEALS DISMISSED. The High Court dismissed both appeals but modified the Tribunal's award in calculation and distribution.

Direct effects on the parties (implications):

  • The claimants are awarded Rs. 77,800 as damages (computed as Rs. 6,000 × 16 = Rs. 96,000 less 20% deduction), with interest at 6% per annum from the date of the application.
  • The liability is apportioned 60% to the U.P. State Road Transport Corporation and 40% to the New India Assurance Company (insurer). The Corporation shall pay Rs. 46,680; the Insurance Company shall pay Rs. 31,120.
  • The High Court corrected the Tribunal's procedural omission by enabling a decree to be recorded against the car owner (opposite party No.1), thereby addressing the Insurance Company's objection about the absence of a decree against the insured.
  • The Corporation and Insurance Company are ordered to pay the costs awarded by the lower court proportionately. The costs of these appeals are described in the order as "easy" (as recorded in the judgment).
  • The Court did not treat this decision as laying down any novel legal principle beyond the application of existing rules: it applied established law on contributory negligence, driving regulations, the use of criminal convictions as evidence of negligence, and the appellate power under Order 41, Rule 33 C.P.C. The judgment modifies the award on quantum and corrects calculation errors but does not purport to create a new precedent.

Note: This summary faithfully reflects the contents and reasoning of the provided opinion and does not add or infer facts beyond what the court's text expressly states.

Show all summary ...

G.D Dube, J.:— These two appeals have arisen against the judgment and order of Motor Accident Claims Tribunal, Bijnor, allowing the claim of respondents and directing the two appellants to pay Rs. 60,000/-. Out of this amount the opposite parties 2 to 4, namely U.P State Road Transport Corporation (hereinafter referred to as Corporation), regional Manager, U.P State Road Transport Corporation, Bareilly and Assistant Regional Manager of U.P State Road Transport Corporation, Bareilly and Moradabad respectively were directed to pay Rs. 40,000/- and Rs. 100/- as costs. The appellant New India Assurance Company was directed to pay Rs. 20,000/- and Rs. 50/- as costs to the claimants. They were also asked to pay interest at the rate of 6 per cent per annum. Since both the appeals arise out of the same judgment and order, we are deciding the same by this common judgment.

2. Some of the facts are not disputed. Prithviraj Bhalla working as commission agent, resident of Muzaffar-Nagar was travelling in a private taxi No. USF 7476 Muzafar Nagar to Noorpur route in district Bijnor on 15-2-1977. It was being driven by Jaipal Singh. U.P Roadways bus bearing No. USA 8193 was being driven by Javed Akhhtar on Bijnor Behtaur Road. The two vehicles collided at Noorpur crossing of the aforesaid two roads at 11.20 a.m The taxi overturned and fell into a khudd causing serious injuries to Prihaviraj Bhalla. The injured was taken to Government dispensary Noorpur at 11.50 a.m After some treatment he was removed to district hospital Bijnor where he succumbed to his injuries at 5.10 a.m on 16-2-1977.

3. The claimants had alleged that the roadways bus was being driven negligently and rashly. There was no negligence on the part of the driver of the taxi. The life expectancy in the family of claimants was alleged to be up to the age of 70 years. It was urged that by that time the deceased would have earned Rs. 1,70,000/- which the claimants had claimed as compensation.

4. The corporation authorities and the taxi owner (sic) accident. The quantum of compensation claimed by the claimants was also said to be excessive.

5. After appraisal of the evidence led before him the learned Tribunal Judge came to the conclusion that both the drivers of the bus and taxi were negligent in driving their vehicles at the crossing where the accident in question took place. Hence applying the principle of contributory negligence the aforesaid aportionment of damages was made. Consequently the Tribunal Judge had fixed the responsibility of compensation at 60% for the bus driver and 40% for the taxi driver. The Tribunal Judge held that Prithviraj Bhalla used to contribute Rs. 6000.00 per annum for the maintenance of the claimants, Computing the total loss by applying multiplier of ten the learned Tribunal Judge had calculated total compensation at Rs. 60,000/-.

6. Learned counsel for the corporation urged that regulations 6 and 7 of the Driving regulations contained in the Tenth Schedule to the Motor Vehicles Act, 1939 had been violated by the car driver. Hence corporation was not liable to pay compensation. These Regulations read as under:—

“6. The driver of a motor vehicle shall slow down when approaching a road intersection, a road junction or a road corner, and shall not enter any such intersection or junction until he had become aware that he may do so without endangering the safety of persons thereon.

“7. The driver of a motor vehicle shall, on entering a road intersection, if the road entered is a main road designated as such give way to the vehicles proceeding along that road, and in an/other case give way to all traffic approaching the intersection on his right hand.”

7. It was urged that had the taxi driver waited or slowed down while approaching road intersection, then the accident would not have taken place. It was argued that the bus being a heavy vehicle and being driven on the main road should have been allowed to cross the intersection i.e the Noorpur crossing. In support of his contentions, learned counsel for the corporation has placed reliance upon cases in Sital Dei v. Ram Singh Pearey Lal 1974 ACJ 458 (Delhi), Subsini Panda v. State of Orissa : 1984 ACJ 276 and District Transport Corporation Society Ltd. v. Janak Rani, AIR 1984 P & H 317 : 1984 ACJ 477 (P & H).

8. The facts and evidence placed before the Tribunal do not warrant the conclusion that the bus driver was not at all at fault. The Corporation had not examined Javed Akhtar, the driver of its bus before the Tribunal. The driver of car was also not examined. The claimants had examined Suehri Singh a local resident near the place of occurrence as P.W 3. His version was that the bus had dashed against the taxi causing the taxi to overturn and fall in a Khud. Believing this version the learned Tribunal Judge had held in the concluding paragraph 10 of his judgment that the drivers of both the vehicles were rashly and negligently driving their vehicles and both of them should be held liable for accident. In the concluding portion of paragraph 13, the learned Judge relying upon Maya Mukherji v. Orissa Co-operative Insurance, 1978 ACJ 292 : (AIR 1976 Ori 224), held that the driver of a bus had a right of way through the main road and the driver of the car should have waited and allowed the bus to pass. The learned Judge observed that, it such circumstances, the driver of the bus had the last opportunity of avoiding the accident. On this basis, the learned Judge had fixed the responsibility of compensation at sixty per cent for the bus driver and forty per cent for the taxi driver. The learned tribunal Judge had not given any reason as to why the Corporation was liable to the extent of 60% of compensation if the bus driver had the last opportunity to avoid the collision. The ratio of case law cited by the learned Judge was wrongly applied. In that case the vehicle which had the last opportunity to avoid accident was held liable to the extent of 40% only.

9. The conclusions of the trial Judge cannot be said to be erroneous. Regulation 6 quoted above applied to the bus driver also even though the bus moving on the main road had a right to proceed along with that road and others should have entered the road only after they have given way to the bus approaching the intersection of the road. Regulation 6 says that the driver of a motor vehicle shall slow down when approaching a road intersection etc. There is no evidence to show that the driver of the bus had followed this regulation. The Corporation had chosen to keep the driver away from the witness box. In these circumstances it is not open to the corporation to plead that the other driver was at fault and the bus driver was not at all reckless or negligent in driving his vehicle.

10. The claimants had filed the judgment in a criminal case started against the driver of the bus with relation to accident in question, and in that case the driver Javed Khan had admitted his guilt and later on convicted under Ss. 279 and 304-A, I.P.C The conviction of Javed Khan under, the said sections can be relied upon in this case. The learned trial Judge had considered the case of Govind Singh v. A.B Kailasham, 1975 ACJ 215 : (AIR 1975 Mad 65). The conviction of the bus driver and the circumstance that on account of collision the taxi had overturned and fallen into a Khudd reveals that bus must had been driven with a high speed. As a result of such speed the car had overturned. In these circumstances the lower court was justified in fixing the liability of corporation to the extent of 60%. The car had also not followed the regulation No. 7. Had the driver followed the regulation No. 7 that the accident could have been averted. Considering the above circumstances we find no error in the judgment of the lower court in holding the corporation liable for damages to the extent of sixty per cent. The case laws cited by the learned counsel for the corporation are not applicable on the facts of this case. In the case 1974 Accident Cases Journal 458 the deceased was loading his rera with grass when the Truck proceeding on the (sic) who had suddenly come on the road. In the case of 1984 ACJ 276 and 477 : (AIR 1984 P & H 317) the collision has taken place when the vehicle entering the main road had entered the road with great speed. As we have seen above the circumstances on record indicate that both the vehicles must have been driven at a very high speed. Since the bus driver had been convicted we feel that there is no justification to hold the other driver solely liable for the accident.

11. Our conclusion in the preceding paragraphs answers the second contention of the learned counsel for the Corporation that in case of contributory negligence the liability should be fifty per cent on the bus owner and the remaining on the car owner. This contention is not correct. We agree with the conclusion of Tribunal Judge that the Corporation was liable to the extent of 60 per cent.

12. Learned counsel for the Insurance company raised only one point. It was urged that the Tribunal Judge had not passed any decree against the car owner, hence the money could not be realised from the Company. This contention is correct. Under S. 96 of Motor Vehicles Act, 1939, the Insurance Company is only required to satisfy the judgment passed against the insured person in respect of his liability which is covered by a policy under sub-clause (b) of clause I of S. 95 of the Act. However, this was a mistake on the part of the trial Judge. This can be corrected in the appellate court and a decree may be passed against the owner of the car, opposite party No. 1.

13. Learned counsel for the respondents urged that even though the respondents have not filed any cross-objection, the respondents have right to plead that the compensation awarded by the Tribunal Judge was grossly inadequate. It was urged that at least the multiplier of sixteen should have been applied in calculating the compensation and thereby the respondents should be allowed further compensation.

14. The above submission by the respondent is seriously challenged by appellants and it is urged that if the claimant-respondent failed to prefer an appeal or even to file a cross-objection, he has lost his right to challenge the amount of compensation determined by the Tribunal. In such a situation, it is contended, it must be assumed that the respondent was satisfied with the award made.

15. We find no force in the above contention of the learned counsel for the two appellants that in absence of an appeal or a cross objection having been filed by the respondents, this court has no jurisdiction to enhance the compensation. It is noteworthy that the appeals against the order of the Tribunal Judge lie before the High Court under S. HOD of the Motor Vehicles Act, 1939. Rule 21 of the Accident Claims Tribunal Rules, Uttar Pradesh provides the extent to which the Code of Civil Procedure may apply in cases pending before the Accident Claims Tribunal as it is a special forum. The rules do not provide the extent to which the provisions of Civil Procedure Code may be applied in the appellate court, Rule 22 of the above rules simply provides the manner in which the appeals may be filed. There was no necessity to provide for the procedure to be followed in High Court. Such appeals was obviously to be governed by the Code of Civil Procedure. Hence the provision of O. 41 of the Code may be applied as far as they are applicable. We are, therefore, of the opinion that the provisions of O. 41 of the Code of Civil Procedure may be applied in the appeals arising out of the Judgment of Claims Tribunal.

16. We have come across certain cases in which provision of O. 41, R. 33 of the Code of Civil Procedure was applied in appeals filed under S. HOD of Motor-Vehicles Act. The first case is Sumanbai v. State of M.P, AIR 1982 MP 62. The Division Bench of Madhya Pradesh High Court had considered the contention raised by respondent No. 3, the Insurance Company, in that appeal which had alleged that even though company has not filed any appeal it was entitled to challenge the quantum under O. 41, R. 33 of the Code of Civil Procedure. The Bench agreed that such a question could be raised under O. 41, R. 33, C.P.C but held that since this defence as to quantum was not open to the insurance company, benefit of this provision cannot be availed by it. In National Insurance company Ltd. Jaipur v. Tulasi Devi, AIR 1988 Raj 191, a learned single Judge of the Rajasthan High Court replying on Pannalal v. Bombay State, AIR 1963 SC 1516 held that an appellate court can give relief to the respondent as against other respondents also under O. 41, R. 33, C.P.C whether or not a cross-objection had been filed by such respondent. In that case reliance was also placed on Murari Lal v. Gomati Devi, 1985 (2) Accident Claims Cases 158. Thus the above cases favour the view that an appellate court can grant relief to the respondent in motor claim cases even if the respondent had not filed any appeal or cross-objection.

17. Rule 33 of the O. 41 of the Code of Civil Procedure reads as under:—

“33. Power of court of appeal: The appellate Court shall have power to pass any decree and make any order which ought to have been passed or made and to pass or make such further or other decree or order as the case may require, and this power may be exercised by the court notwithstanding that the appeal is as to part only of the decree and may be exercised in favour of all or any of the respondents or parties, although such respondents or parties may not have filed any appeal or objection and may, where there have been decrees in cross-suits or where two or more decrees are passed in one suit, be exercised in respect of all or any of the decrees, although an appeal may not have been filed against such decrees.”

18. The above rule empowers the appellate court to pass such decree as may be passed even though the respondents might not have filed any appeal or cross-objection against the impugned order. Hence adequate relief can be granted to the respondent in this case.

19. It has not been disputed that the deceased was thirty eight years old at the time of his death. The life expectancy in the family of the deceased at the age of seventy was also not seriously disputed. Hence the active contribution to the maintenance of his family by the deceased could be normally for more than twenty years that is up to the age of fifty eight to sixty years. In such a situation, the application of multiplier of sixteen to the annual income of the family cannot be said to be unreasonable. The calculation of the contribution of the deceased to his family at Rs. 6000/- per annum has not been disputed. Thus, the total compensation to be awarded to the claimants comes to Rs. 96000/- out of which a deduction of twenty per cent on account of uncertainties of life and lump sum nature of the payment should be made. The total liability of the two appellants therefore, comes to Rs. 77800/-.

20. For the reasons mentioned above the two appeals must fail. However, the judgment of the Tribunal Judge should be modified. The Tribunal Judge had made a mistake in calculating the liability. Out of Rs. 60000/- the corporation was held liable to the extent of sixty per cent and the Insurance Company to the forty per cent. According to this appointment, the liability should have been Rs. 36000/- for the corporation and Rupees 24000/- for the Insurance company. We are, however, correcting this mistake of calculation in this order.

21. Both the appeals are dismissed. The order of the lower court is modified and the claimants are held entitled to Rs. 77800/- as damages with six per cent interest from the date of application from the opposite party No. 1, Jaipal Singh, the corporation including respondents 5, 7 and 8 of First Appeal No. 373 of 1989 and the appellant Insurance company. The corporation shall pay Rs. 46,680/- and the Insurance Company shall pay the remaining amount i.e Rupees 31,120/-. The corporation and Insurance company shall, however, pay the costs awarded by the lower Court proportionately. The costs of these appeals shall be easy.

22. Appeals dismissed.